Department of Labor filing

COTTON INCORPORATED

TAX DEFERRED INVESTMENT PROGRAM FOR EMPLOYEES OF COTTON INCORPORATED · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Jun 18, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

50filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$4,483

Reported employer contributions per active participant.

Higher than about 70% of comparable plans

#People in the filing

130

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$466 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 4% of comparable plans

↗Investment performance

Not available

Plan assets changed 14.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202450out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions70th percentileTypical peer $2,620 · based on 595 comparable plans

Lower reported administrative expense4th percentileTypical peer $101 · based on 590 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, COTTON INCORPORATED reported $582,759 in employer contributions across the plan and 130 active participants. That works out to $4,483 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy75%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 10.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 86.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context50/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $582,759
Participant contributions: $1,563,453
Other contributions: $161,232
Employer share of reported contributions: 27.2%
Beginning assets: $36,375,810
Ending assets: $41,583,336
Ending net assets: $41,573,336
Ending liabilities: $10,000
Total income: $7,470,576
Total expenses: $2,263,050
Administrative expenses: $81,150
Participant loans: $192,630

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$4,047

2023

$4,132

2024

$4,483

Plan-paid administrative expenses per participant

2022

$250

2023

$249

2024

$466

Active participants

2022

129

2023

134

2024

130

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$4,483	130	41.6M	20250618145551NAL0001454291001
2023	$4,132	134	36.4M	20240703124621NAL0006423233001
2022	$4,047	129	29.7M	20230628151847NAL0003172115001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 620786018-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1984
Industry: Other services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
NEW YORK LIFE INVESTMENT MANAGEMENT	2023	Not reported	unknown

Current plan terms

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Filing ACK_ID20250618145551NAL0001454291001

Data sourceDOL Form 5500 bulk data ↗

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