Department of Labor filing

COUNCIL ON AGING, INC.

COUNCIL ON AGING & ALL CARE, INC. 401(K) RETIREMENT & SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Aug 5, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

32filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$262

Reported employer contributions per active participant.

Higher than about 7% of comparable plans

#People in the filing

156

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$12 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 91% of comparable plans

↗Investment performance

Not available

Plan assets changed 21.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202432out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions7th percentileTypical peer $2,397 · based on 2,295 comparable plans

Lower reported administrative expense91st percentileTypical peer $143 · based on 2,373 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, COUNCIL ON AGING, INC. reported $40,943 in employer contributions across the plan and 156 active participants. That works out to $262 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy94%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 1.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 24.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context32/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $40,943
Participant contributions: $82,050
Other contributions: Not reported
Employer share of reported contributions: 33.3%
Beginning assets: $1,054,657
Ending assets: $1,283,550
Ending net assets: $1,282,519
Ending liabilities: $1,031
Total income: $253,049
Total expenses: $22,343
Administrative expenses: $2,120
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$259

2023

$257

2024

$262

Plan-paid administrative expenses per participant

2022

$16

2023

$29

2024

$12

Active participants

2022

148

2023

149

2024

156

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$262	156	1.3M	20250805164141NAL0006242738001
2023	$257	149	1.1M	20240719091622NAL0011655184001
2022	$259	148	933.8K	20230706111458NAL0019801872004

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 550531508-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2008
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2G2J2K3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
NORTHWESTERN MUTUAL INVESTMENT SERV	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250805164141NAL0006242738001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗