Department of Labor filing

CREARE LLC

CREARE 401(K) SAVINGS AND RETIREMENT PLAN AND TRUST · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Jul 31, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

60filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,383

Reported employer contributions per active participant.

Higher than about 77% of comparable plans

#People in the filing

208

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$268 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 18% of comparable plans

↗Investment performance

Not available

Plan assets changed 16.3%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202460out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions77th percentileTypical peer $1,943 · based on 715 comparable plans

Lower reported administrative expense18th percentileTypical peer $160 · based on 736 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CREARE LLC reported $703,761 in employer contributions across the plan and 208 active participants. That works out to $3,383 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy73%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 1.5%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 5.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context60/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $703,761
Participant contributions: $2,053,973
Other contributions: $333,382
Employer share of reported contributions: 25.5%
Beginning assets: $49,615,587
Ending assets: $57,706,647
Ending net assets: $57,706,647
Ending liabilities: Not reported
Total income: $11,575,648
Total expenses: $3,484,588
Administrative expenses: $69,127
Participant loans: $0

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,436

2023

$3,279

2024

$3,383

Plan-paid administrative expenses per participant

2022

$255

2023

$225

2024

$268

Active participants

2022

183

2023

190

2024

208

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,383	208	57.7M	20250731115857NAL0010420050001
2023	$3,279	190	49.6M	20240725141948NAL0022672400001
2022	$3,436	183	40.8M	20230725131314NAL0005090291001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.0%
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not stated in the filing
Public plan identifier: 020259551-003

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Apr 1, 1993
Industry: Industry group 339
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2T3D3H

Current plan terms

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Filing ACK_ID20250731115857NAL0010420050001

Data sourceDOL Form 5500 bulk data ↗

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