CREDIT SERVICE INTERNATIONAL

were allowed for employees aged 60-63. The Company contributes a matching amount up to 6 % of the participant's pretax annual compensation. The percentage of the match is based on years of vesting service with the Company and ranges from 75 % to 125 % of the employee's eligible contribution as described in the table below. Additional amounts may be contributed at the Company's discretion. There were no discretionary Company contributions for the year ended December 31, 2025. Participant's Completed Years of Service Matching Percentage 0 — 5 years 75 % 6 — 10 years 100 % 11 or more years 125 % Participant Accounts Participant account balances are valued based upon the number of units or shares of each investment fund owned by the participants. Each participant's account is credited with the

ncome 239,909,020 Participant loan interest 2,609,883 Total additions to net assets 389,320,623 Deductions from net assets attributed to: Distributions to participants 191,572,918 Administrative expenses 1,251,101 Total deductions from net assets 192,824,019 Net increase 196,496,604 Transfers to/(from) the plan, net 1,825,386 Net assets available for benefits at the beginning of the period 1,753,628,148 Net assets available for benefits at the end of the period $ 1,951,950,138 The accompanying notes are an integral part of these financial statements. 4 Service Corporation International SCI 401(k) Retirement Savings Plan Notes to Financial Statements December 31, 2025 and 2024 1. Plan Description General The following description of the SCI 401(k) Retirement Savings Plan (the "Plan") is pro

participants whose employment commencement date occurs on or after January 1, 2025, all Company contributions made on behalf of such participants are subject to a three-year cliff vesting schedule. Participants who were participating in the Plan as of December 31, 2024, remain fully vested in the balance held in their Plan accounts. A participant is credited with a year of service for vesting purposes upon completion of 365 days ( one year ) of service. Distributions and Withdrawals: Distributions are made only when a person ceases to be a participant. Upon termination, including retirement, a participant has various options available, as described in the Plan, with respect to the distribution of his or her Plan account balances. Participants may make in-service withdrawals in accordance w

de”), certain amounts for highly compensated employees are not contributed to the Plan. No contribution is required from any participant under the Plan. However, new employees are automatically enrolled in the Plan to make before-tax contributions of five percent ( 5 %) of their eligible compensation beginning with the first payroll period that is administratively practicable after the employee's date of hire. Employees that are automatically enrolled can elect not to make contributions or to contribute a different percentage of their eligible compensation. Participants may make contributions on a before-tax, Roth after-tax and/or traditional after-tax basis to the Plan. Participants who are age 50 or older by the end of a Plan year are eligible to make before-tax and Roth after-tax catch-

net assets available for benefits attributable to this investment. Contract value represents contributions made under the contract, plus earnings, less participant withdrawals and administrative expenses. Participants may ordinarily direct the withdrawal or transfer of all or a portion of their investment at contract value. The BNYM Insight Stable Value Fund, a collective -9- PHILIP MORRIS INTERNATIONAL DEFERRED PROFIT-SHARING PLAN NOTES TO FINANCIAL STATEMENTS (continued) trust, is valued based on information reported by the investment advisor using the audited financial statements of the collective trust which are as of and for the year ended December 31, 2025. • Mutual funds are stated at the respective funds' net asset value per share, which is determined based on market values at the