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CREDO COMMUNITY CENTER FOR THE TREATMENT OF ADDICTIONS INC

CREDO COMMUNITY CENTER FOR THE TREATMENT OF ADDICTIONS INC 401K PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

20filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$559

Reported employer contributions per active participant.

Higher than about 12% of comparable plans
#People in the filing
309

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$193 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 39% of comparable plans
↗Investment performance
Not available

Plan assets changed 101.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202420out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions12th percentileTypical peer $2,397 · based on 2,295 comparable plans
Lower reported administrative expense39th percentileTypical peer $143 · based on 2,373 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CREDO COMMUNITY CENTER FOR THE TREATMENT OF ADDICTIONS INC reported $172,845 in employer contributions across the plan and 309 active participants. That works out to $559 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy90%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 6.5%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 38.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context20/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$172,845
Participant contributions
$334,827
Other contributions
$2,561,675
Employer share of reported contributions
34.0%
Beginning assets
$2,953,378
Ending assets
$5,955,624
Ending net assets
$5,955,624
Ending liabilities
$0
Total income
$3,490,852
Total expenses
$480,783
Administrative expenses
$29,665
Participant loans
$11,737

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$525
2023
$1,620
2024
$559
Plan-paid administrative expenses per participant
2022
$314
2023
$152
2024
$193
Active participants
2022
151
2023
124
2024
309
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$5593096M20251015090713NAL0008773202001
2023$1,6201243M20241015100831NAL0016116339001
2022$5251512.7M20231013170508NAL0034585377001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
0.2%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes
Public plan identifier
161012469-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Apr 1, 1988
Industry
Health care and social assistance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2A2E2H2J2K2R3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN CENTURY INVESTMENTS2024Not reportedunknown
AMERICAN FUNDS2024Not reportedunknown
CALVERT RESEARCH AND MANAGEMENT2024Not reportedunknown
DODGE AND COX2024Not reportedunknown
GOLDMAN SACHS2024Not reportedunknown
HARBOR2024Not reportedunknown
INVESCO2024Not reportedunknown
MFS2024Not reportedunknown
MID ATLANTIC TRUST COMPANY2024Not reportedunknown
MUTUAL OF AMERICA2024Not reportedunknown
PIMCO2024Not reportedunknown
VANGUARD2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251015090713NAL0008773202001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗