Department of Labor filing
Spot something wrong?CULP DENTAL, PA
CULP DENTAL PA 401(K) PROFIT SHARING PLAN AND TRUST · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jul 22, 2026Verified current terms Not available
Plan summary
The numbers that matter first
59Fair plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
ntributions were made during the years ended December 31, 2025, 2024, or 2023.
Extracted from an official plan filing; editorial verification is pending.
e participant’s vested account.
886,013 1,989,324 Direct rollovers 98,515 346,981 153,232 Total contributions 2,932,406 3,292,691 3,196,308 Benefits paid to participants ( 3,048,683 ) ( 4,865,107 ) ( 7,550,692 ) Administrative expenses (Note E) ( 142,277 ) ( 128,449 ) ( 121,994 ) Net increase in net assets available for benefits 4,719,647 2,970,533 1,002,300 NET ASSETS AVAILABLE FOR BENEFITS Beginning of year 44,747,445 41,776,912 40,774,612 End of year $ 49,467,092 $ 44,747,445 $ 41,776,912 5 CULP, INC.
ibute amounts representing distributions from other qualified defined benefit or defined contribution plans.
A current plan document is needed.
The selected official filing does not establish a current default rate.
The reviewed official source does not establish current Roth availability.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 0.4% of assets
How the score works →What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202541out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions52nd percentileTypical peer $1,906 · based on 56,903 comparable plans
Lower reported administrative expense15th percentileTypical peer $71 · based on 50,652 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, CULP DENTAL, PA reported $28,028 in employer contributions across this plan, or $2,002 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $28,028 $2,002 per active participant
- Participant contributions
- $84,614
- Other contributions
- $23,962 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 20.5%
- Active participants
- 14 Small plan
- Total participants
- 15 14 at the beginning of the year
- Ending assets
- $1,772,579 $118,172 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $1,391,343
- Ending net assets
- $1,772,579
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $411,094
- Total expenses
- $29,858
- Administrative expenses
- $12,777 $852 per active participant
- Participant loans
- $6,402 0.4% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$2,002
2025
$852
2025
14
2025
$1,772,579
2025
0.4%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $2,002 | 14 | 1.8M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 0.4%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 273765626-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2002
- Industry
- Health care and social assistance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2T2E2J2K2F2G3D2A
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025CULP INC — 11-K filed 2026-06-18 ↗
Official filing · details not yet checkedWhat it says about employer contributions
ntributions were made during the years ended December 31, 2025, 2024, or 2023. Participant Accounts Each participant’s account is credited with the participant’s contributions and Company matching contributions, as well as allocations of (a) the Company’s profit-sharing contributions, (b) Plan earnings, and (c) Plan administrative expenses. Allocations are based on participant earnings, account balances, or specific transactions, as defined in the Plan. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account. 6 CULP, INC. EMPLOYEES' RETIREMENT BUILDER PLAN NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2025, 2024 AND 2023 Vesting Participants are immediately vested in their own voluntary contributions and the Company’
What it says about vesting
e participant’s vested account. 6 CULP, INC. EMPLOYEES' RETIREMENT BUILDER PLAN NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2025, 2024 AND 2023 Vesting Participants are immediately vested in their own voluntary contributions and the Company’s matching contributions plus actual earnings thereon. Notes Receivable from Participants Notes receivable from participants are not permitted by the Plan. Payment of Benefits Upon termination of service due to death, disability, retirement, or other reasons as defined by the Plan, participants may receive a lump-sum distribution equal to the value of the participant’s vested interest in the Plan. In-service distributions may be made to participants who have reached age 59 1/2. Withdrawals from the Plan may also be made upon circumstances of
What it says about fees
886,013 1,989,324 Direct rollovers 98,515 346,981 153,232 Total contributions 2,932,406 3,292,691 3,196,308 Benefits paid to participants ( 3,048,683 ) ( 4,865,107 ) ( 7,550,692 ) Administrative expenses (Note E) ( 142,277 ) ( 128,449 ) ( 121,994 ) Net increase in net assets available for benefits 4,719,647 2,970,533 1,002,300 NET ASSETS AVAILABLE FOR BENEFITS Beginning of year 44,747,445 41,776,912 40,774,612 End of year $ 49,467,092 $ 44,747,445 $ 41,776,912 5 CULP, INC. EMPLOYEES' RETIREMENT BUILDER PLAN NOTES TO FINANCIAL STATEMENTS YEARS ENDED DECEMBER 31, 2025, 2024 AND 2023 N OTE A - DESCRIPTION OF PLAN The following description of the Culp, Inc. Employees’ Retirement Builder Plan (the “Plan”) provides only general information. Participants should refer to the summary plan descripti
Current plan terms
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Filing evidence
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Filing ACK_ID20260722085204NAL0009242739001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗