Department of Labor filing

CYPRESS LIVING

CYPRESS 401(K) PLAN · For the plan year ended Dec 31, 2024

Legal sponsor: LEE FP, INC. DBA CYPRESS LIVING

Public filing 2024 · received Oct 3, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

26filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$1,270

Reported employer contributions per active participant.

Higher than about 23% of comparable plans

#People in the filing

547

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$133 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 33% of comparable plans

↗Investment performance

Not available

Plan assets changed 20.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202426out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions23rd percentileTypical peer $2,614 · based on 146 comparable plans

Lower reported administrative expense33rd percentileTypical peer $101 · based on 144 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, CYPRESS LIVING reported $694,806 in employer contributions across the plan and 547 active participants. That works out to $1,270 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy78%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 13.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 7.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context26/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $694,806
Participant contributions: $1,535,591
Other contributions: $41,931
Employer share of reported contributions: 31.2%
Beginning assets: $11,428,551
Ending assets: $13,716,710
Ending net assets: $13,621,942
Ending liabilities: $94,768
Total income: $3,754,511
Total expenses: $1,476,062
Administrative expenses: $89,909
Participant loans: $364,769

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$1,120

2023

$1,078

2024

$1,270

Plan-paid administrative expenses per participant

2022

$125

2023

$125

2024

$133

Active participants

2022

561

2023

597

2024

547

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,270	547	13.7M	20251003134502NAL0001472337001
2023	$1,078	597	11.4M	20241219133301NAL0004959969001
2022	$1,120	561	9.2M	20241022104139NAL0005631538001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.7%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 650184989-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Oct 1, 1992
Industry: Management of companies
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
STANCORP FINANCIAL GROUP	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251003134502NAL0001472337001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗