Department of Labor filing
Spot something wrong?David Ricardi Designs, 401(k) plan
DAVID RICARDI DESIGNS, LLC 401(K)PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025
Legal plan sponsor: DAVID RICARDI DESIGNS, LLC
Latest public filing 2025 · received May 13, 2026
Plan summary
Start with the match, vesting, and fees
Strong
This looks strong based on public filing history. Keep checking the source links because plan rules can change.
Why: The current match still needs a dated source. Vesting is not confirmed yet. The latest filing also shows more employer money than most similar plans.
70Plan health
from public filings
from public filings
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
This is the first number to confirm: the match rate, required employee contribution, annual cap, and any true-up.
Once the formula is known, this converts the headline benefit into estimated annual dollars.
Vesting decides how much employer money you keep if you leave before staying long enough.
The key document is the participant fee disclosure, especially fund expense ratios and account charges.
Look for low-cost index funds, target-date funds, stable-value or bond options, and any brokerage window.
Eligibility tells you when contributions and employer money can start after hire.
Automatic enrollment and auto-increase features usually help more employees save consistently.
Roth availability matters if you want after-tax contributions inside the workplace plan.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 10.4% of assets
How this is calculated →See score distributions →Current terms to confirm: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability
These details are often kept in employee-only plan documents. We show them when there is a dated source clear enough to trust.
Before you enroll: confirm the match, vesting schedule, waiting period, and fees in the current plan documents. The filing history shows how the plan itself has changed.
Keep in mind: public filings do not show your personal investment returns. Missing information does not count against the plan. Today’s benefit rules require a current plan document.
Want the complete record?
The essentials are above. Open the filing details only if you want to go deeper.
Filing comparison · 2025—There is not enough comparable filing data to calculate this yet.
How this filing compares
Reported employer contributions89th percentileTypical peer $1,102 · based on 34,089 comparable plans
Lower reported administrative expenseNot enough dataTypical peer $40 · based on 30,048 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. Limitations: administrative_cost_measure_unavailable_or_zero
The short version
What employees should know
For the year ended Dec 31, 2025, DAVID RICARDI DESIGNS, LLC reported $13,348 in employer contributions across this plan, or $4,449 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
A fair peer score is not available yet.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $13,348 $4,449 per active participant
- Participant contributions
- $38,049
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 26.0%
- Active participants
- 3 Small plan
- Total participants
- 7 10 at the beginning of the year
- Ending assets
- $532,686 $76,098 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $510,390
- Ending net assets
- $532,686
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $131,624
- Total expenses
- $109,328
- Administrative expenses
- Not reported Not reported per active participant
- Participant loans
- $55,379 10.4% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$4,449
2025
Not reported
2025
3
2025
$532,686
2025
10.4%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $4,449 | 3 | 532.7K |
Changes in plan assets are not the same as investment performance.
Plan health
Loans, late deposits, and other filing disclosures
- Participant loans as a share of plan assets
- 10.4%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 461067399-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2013
- Industry
- Other services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2A2E2F2G2J3D
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Quick answers
David Ricardi Designs, 401(k) questions
Is David Ricardi Designs,'s 401(k) match known?
Not yet. The public filing shows total employer contributions, but it does not prove the current match formula. Ask for the current plan document or benefits guide.
How much employer money did David Ricardi Designs, report adding?
For 2025, the selected filing reports $13,348 in employer contributions, or $4,449 per active participant. This is a plan-level historical figure, not a personal match quote.
Can I use this page to compare David Ricardi Designs, with another job offer?
Yes, as a starting point. Compare the documented match, vesting, eligibility, fees, investments, and the filing history, then confirm the current terms before assigning a dollar value to an offer.
Filing ACK_ID20260513173247NAL0007717313001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗