Department of Labor filing
Spot something wrong?DEMONICA KEMPER ARCHITECTS, LLC
DEMONICA KEMPER ARCHITECTS, LLC 401(K) PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Jun 29, 2026Verified current terms Not available
Plan summary
What matters most
This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions also rank above most comparable plans.
67Strong plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
r matching contribution of 100 % of the first 4 % of compensation contributed and 50 % of the next 2 % of compensation contributed each pay period by the participant (“Safe Harbor Matching Contributions”).
The official filing does not support a reliable dollar example.
after December 31, 19 h of employment
er contributions from tax-qualified plans. Participant contributions, including rollover contributions, and earnings thereon are 100 % vested. The Plan allows participants to make Roth contributions. Roth contributions allow participants to make after-tax contributions to the Plan through payroll deductions. Pursuant to the safe harbor matching provisions under Section 401(k)(12) of the Code, Kemper provides a safe harbor matching contribution of 100 % of the first 4 % of compensation contributed and 50 % of the next 2 % of compensation contributed each pay period by the participant (“Safe Harbor Matching Contributions”). Participants are immediately 100 % vested in Safe Harbor Matching Contributions. Effective April 3, 2023, the Plan was amended in accordance with the Setting Every Commun
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What still needs verification
vesting, employee fees, investment choices, automatic enrollment. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202568out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions88th percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense20th percentileTypical peer $102 · based on 77,997 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, DEMONICA KEMPER ARCHITECTS, LLC reported $180,194 in employer contributions across this plan, or $8,581 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $180,194 $8,581 per active participant
- Participant contributions
- $173,920
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 50.9%
- Active participants
- 21 Small plan
- Total participants
- 30 30 at the beginning of the year
- Ending assets
- $4,091,567 $136,386 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $3,292,092
- Ending net assets
- $4,091,567
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $822,944
- Total expenses
- $23,469
- Administrative expenses
- $16,879 $563 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$8,581
2025
$563
2025
21
2025
$4,091,567
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $8,581 | 21 | 4.1M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 271709861-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2013
- Industry
- Professional, scientific, and technical services
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2A2E2F2G2J2K3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025KEMPER Corp — 11-K filed 2026-06-15 ↗
Official filing · details not yet checkedWhat it says about employer contributions
r matching contribution of 100 % of the first 4 % of compensation contributed and 50 % of the next 2 % of compensation contributed each pay period by the participant (“Safe Harbor Matching Contributions”). Participants are immediately 100 % vested in Safe Harbor Matching Contributions. Effective April 3, 2023, the Plan was amended in accordance with the Setting Every Community Up for Retirement Enhancement Act 2.0 (the “SECURE 2.0 Act”) to change the required beginning date to the April 1 following the calendar year in which the participant retires or attains the Required Retirement Age, whichever is later. The Required Retirement Age has been increased to age 72 for participants born after June 30, 1949 and prior to January 1, 1951 and to age 73 for participants born after December 31, 19
What it says about automatic enrollment
h of employment. They are enrolled into pre-tax contributions at 6 % of their compensation. All participants are subject to a provision permitting all such employees to opt out of automatic enrollment. Subject to Internal Revenue Code (the “Code”) limitations, participants are allowed to defer and contribute between 1 % and 60 % of their compensation to the Plan. Employees are also permitted to make rollover contributions from tax-qualified plans. Participant contributions, including rollover contributions, and earnings thereon are 100 % vested. The Plan allows participants to make Roth contributions. Roth contributions allow participants to make after-tax contributions to the Plan through payroll deductions. Pursuant to the safe harbor matching provisions under Section 401(k)(12) of the C
What it says about fees
ed and are not separately identified. Consequently, these management fees and operating expenses are recognized as reductions of investment returns for such investments. All other administrative expenses of the Plan related to active participants are paid by the Plan Administrator. All other administrative expenses related to terminated participants are charged directly to the participant’s account. Benefits provided to participants are recorded when paid. There were no benefit account balances for participants who have elected to withdraw from the Plan, but have not yet been paid at December 31, 2025 and 2024, respectively. Risks and Uncertainties The Plan invests in various investments. Investments are exposed to various risks such as interest rate, equity price and credit risks. Due to
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260629130452NAL0014475936001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗