Department of Labor filing

DENALI STATE BANK

DENALI STATE BANK 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jun 1, 2026Verified current terms Not available

Plan summary

The numbers that matter first

81plan health
high confidence
01 · Employer matchNot publicly available

A current plan document is needed to verify the formula.

02 · Maximum employer contributionNot yet verified

$11,299 was reported per active participant, but this is not a match limit.

03 · VestingNot stated in official filing

The official filing does not state the current vesting schedule.

04 · Fees and expensesOfficial filing detail

ued under the Plan cannot exceed 400,000 shares of common stock.

05 · Investment choicesNot stated in official filing

The public filing does not provide a current, complete fund menu.

06 · Eligibility and waiting periodin Section 424(f) of the Internal Revenue Code of 1986 (the “Code”).

in Section 424(f) of the Internal Revenue Code of 1986 (the “Code”).

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Not stated in official filing

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peers85th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202582out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions85th percentileTypical peer $3,117 · based on 21,825 comparable plans
Lower reported administrative expense75th percentileTypical peer $105 · based on 18,019 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, DENALI STATE BANK reported $824,829 in employer contributions across this plan, or $11,299 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating73

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison82/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$824,829
$11,299 per active participant
Participant contributions
$589,858
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
58.3%
Active participants
73
Small plan
Total participants
108
105 at the beginning of the year
Ending assets
$18,287,670
$169,330 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$15,058,963
Ending net assets
$18,287,670
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$3,371,801
Total expenses
$143,094
Administrative expenses
$2,622
$24 per active participant
Participant loans
$261,050
1.4% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$11,299
Administrative cost per participant
2025
$24
Active participants
2025
73
Total plan assets
2025
$18,287,670
Participant loans as a share of assets
2025
1.4%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$11,2997318.3M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
1.4%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
920111874-002

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 1992
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D3H

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Feb 28, 2026National Bank Holdings Corp — 11-K filed 2026-05-20
Official filing · details not yet checked
What it says about fees

ued under the Plan cannot exceed 400,000 shares of common stock. Shares available for issuance at February 28, 2026 were 188,269 . Certent, Inc. is the record keeper for the Plan. Administrative expenses of the Plan are paid by the Company. Plan Year The Plan year begins on March 1 and ends on February 28 (or February 29 in the case of a leap year). ​ Eligibility An employee of the Company or any Participating Subsidiary is eligible to participate in the Plan if the employee has been continuously employed by the Company or any Participating Subsidiary for at least 90 days (except that any bona fide leave of absence will not render a participant so long as the leave does not exceed three months or, if longer than three months, the individual’s right to reemployment is provided by statute or

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260601105726NAL0012745216001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗