Department of Labor filing

DEVOS LTD. D/B/A GUARANTEED RETURNS

GUARANTEED RETURNS 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

69filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$6,787

Reported employer contributions per active participant.

Higher than about 82% of comparable plans

#People in the filing

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$222 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 40% of comparable plans

↗Investment performance

Not available

Plan assets changed -59.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202469out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions82nd percentileTypical peer $2,942 · based on 4,690 comparable plans

Lower reported administrative expense40th percentileTypical peer $167 · based on 4,966 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, DEVOS LTD. D/B/A GUARANTEED RETURNS reported $74,659 in employer contributions across the plan and 11 active participants. That works out to $6,787 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy6%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 602.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 13.4%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context69/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $74,659
Participant contributions: $179,592
Other contributions: Not reported
Employer share of reported contributions: 29.4%
Beginning assets: $11,015,632
Ending assets: $4,504,199
Ending net assets: $4,504,199
Ending liabilities: $0
Total income: $1,151,368
Total expenses: $7,662,801
Administrative expenses: $49,780
Participant loans: $46,931

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$966

2023

$1,749

2024

$6,787

Plan-paid administrative expenses per participant

2022

$257

2023

$227

2024

$222

Active participants

2022

128

2023

114

2024

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$6,787	11	4.5M	20251015112707NAL0008969746001
2023	$1,749	114	11M	20241014151424NAL0046538048001
2022	$966	128	9.7M	20231016132726NAL0037909201001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 112946549-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1993
Industry: Administrative and support services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Current plan terms

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Filing ACK_ID20251015112707NAL0008969746001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗