Department of Labor filing

DIRECT URGENT CARE, INC. DBA CARBON HEALTH

CARBON HEALTH 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

42filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$804

Reported employer contributions per active participant.

Higher than about 32% of comparable plans

#People in the filing

1,296

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$63 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 65% of comparable plans

↗Investment performance

Not available

Plan assets changed 6.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202442out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions32nd percentileTypical peer $1,543 · based on 691 comparable plans

Lower reported administrative expense65th percentileTypical peer $91 · based on 742 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, DIRECT URGENT CARE, INC. DBA CARBON HEALTH reported $1,042,487 in employer contributions across the plan and 1,296 active participants. That works out to $804 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy48%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 60.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 124.9%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context42/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,042,487
Participant contributions: $5,704,485
Other contributions: $829,680
Employer share of reported contributions: 15.5%
Beginning assets: $39,957,458
Ending assets: $42,357,258
Ending net assets: $42,076,217
Ending liabilities: $281,041
Total income: $13,770,300
Total expenses: $11,054,049
Administrative expenses: $182,044
Participant loans: $195,680

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,015

2023

Not reported

2024

$804

Plan-paid administrative expenses per participant

2022

$28

2023

$51

2024

$63

Active participants

2022

2,437

2023

1,736

2024

1,296

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$804	1,296	42.4M	20251015170523NAL0005208849001
2023	Not reported	1,736	40M	20241015175624NAL0050789104001
2022	$2,015	2,437	28.8M	20240917090537NAL0002559057001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 454298417-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 2017
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2J2K2F2G3D3H

Current plan terms

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Filing ACK_ID20251015170523NAL0005208849001

Data sourceDOL Form 5500 bulk data ↗

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