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Department of Labor filing

DISCOUNT PLUMBING & HEATING

DISCOUNT PLUMBING & HEATING 401K & PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

46filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$2,064

Reported employer contributions per active participant.

Higher than about 28% of comparable plans
#People in the filing
94

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$25 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 89% of comparable plans
↗Investment performance
Not available

Plan assets changed 34.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202446out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions28th percentileTypical peer $3,356 · based on 149 comparable plans
Lower reported administrative expense89th percentileTypical peer $189 · based on 155 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, DISCOUNT PLUMBING & HEATING reported $194,040 in employer contributions across the plan and 94 active participants. That works out to $2,064 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy63%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 9.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 27.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context46/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$194,040
Participant contributions
$438,963
Other contributions
$15,889
Employer share of reported contributions
30.7%
Beginning assets
$2,322,950
Ending assets
$3,122,315
Ending net assets
$3,122,315
Ending liabilities
$0
Total income
$918,633
Total expenses
$119,268
Administrative expenses
$3,508
Participant loans
$160,598

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2023
$2,276
2024
$2,064
Plan-paid administrative expenses per participant
2023
$20
2024
$25
Active participants
2023
87
2024
94
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$2,064943.1M20251015141258NAL0004793297001
2023$2,276872.3M20250423050309NAL0008221824001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
5.1%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
943385270-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 2000
Industry
Construction
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
ALLIANCEBERNSTEIN L.P.2024Not reportedunknown
ALLIANZ GLOBAL INVESTORS DISTRIBUTO2024Not reportedunknown
DWS DISTRIBUTORS, INC.2024Not reportedunknown
FIDELITY DISTRIBUTORS CORP.2024Not reportedunknown
FRANKLIN TEMPLETON DISTRIBUTORS, IN2024Not reportedunknown
FRED ALGER & COMPANY, INCORPORATED2024Not reportedunknown
INVESCO2024Not reportedunknown
JANUS DISTRIBUTORS, LLC2024Not reportedunknown
NEUBERGER BERMAN2024Not reportedunknown
STATE STREET CORPORATION2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251015141258NAL0004793297001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗