Department of Labor filing
Spot something wrong?Empower School
EMPOWER THERAPY · For the plan year ended Dec 31, 2025
Legal plan sponsor: EMPOWER SCHOOL LLC
Latest public filing 2025 · received Jul 16, 2026Current benefit source dated Apr 1, 2026
At a glance
The details employees usually care about
Bottom line: The employer match is one of the plan's stronger features. Vesting is not confirmed yet.
76Benefit score
from reviewed terms
from reviewed terms
62Plan health
from public filings
from public filings
4/7Key terms
we could verify
we could verify
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
See what drives the benefit quality score
This separate score uses reviewed current terms only. It requires the employer contribution plus at least three other documented benefit measures. Missing terms are excluded, not treated as poor benefits.
Empower matches 100% of the first 6% of eligible pay an employee contributes.
Check the source ↓Assumes you contribute enough to earn the full match (6% of pay). Eligibility and annual limits can change the amount.
The plan offers variable and collective funds, a stable-value fund, company shares for matching contributions, and a self-directed investment option.
All employees may participate in Empower's 401(k), according to the filing.
New employees are automatically enrolled at 3%.
Not reported per active participant in 2025.
Participation up 0.0% · assets up 0.0% · loans 10.7% of assets
How this is calculated →Still checking: vesting, employee fees, Roth availability
These details may be in documents available only to employees. We leave them blank until we find a dated source.
What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.
One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. Source documents for the current terms are linked below.
Personalized estimate
What could Empower School's contribution mean for you?
This uses the reviewed employer formula shown on this profile—not the plan-wide Form 5500 contribution average.
Estimated employer money$5,100/year
- Your annual contribution
- $5,100
- Possible maximum
- $5,100
- Potentially unclaimed
- $0
Contributing about 6% of eligible pay captures the documented maximum under this simplified estimate.
Estimate only. Compensation limits, eligibility, true-ups, contribution timing, employee groups, and plan amendments can change the result. Confirm the current formula in your plan documents.
Filing comparison · 2025—There is not enough comparable filing data to calculate this yet.
How this filing compares
Reported employer contributionsNot enough dataTypical peer $1,906 · based on 56,903 comparable plans
Lower reported administrative expense68th percentileTypical peer $71 · based on 50,652 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable
The short version
What employees should know
For the year ended Dec 31, 2025, EMPOWER SCHOOL LLC reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
A fair peer score is not available yet.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- Not reported Not reported per active participant
- Participant contributions
- $35,886
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- Not reported
- Active participants
- 30 Small plan
- Total participants
- 34 43 at the beginning of the year
- Ending assets
- $109,970 $3,234 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $70,226
- Ending net assets
- $109,970
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $49,867
- Total expenses
- $10,123
- Administrative expenses
- $794 $23 per active participant
- Participant loans
- $11,731 10.7% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
Not reported
2025
$23
2025
30
2025
$109,970
2025
10.7%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | Not reported | 30 | 110K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 10.7%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 454860764-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Sep 1, 2023
- Industry
- Health care and social assistance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D
Verified plan terms
What dated primary sources say
Only details supported by the reviewed source appear here. We do not turn missing information into an answer.
- Employer contribution
- Empower matches 100% of the first 6% of eligible pay an employee contributes. It may also make a discretionary company contribution as a uniform percentage of eligible base pay.
- Eligibility
- All employees may participate in Empower's 401(k), according to the filing.
- Investment information
- The plan offers variable and collective funds, a stable-value fund, company shares for matching contributions, and a self-directed investment option.
- Automatic enrollment
- New employees are automatically enrolled at 3%. The rate rises by 1 percentage point annually to 12% unless the employee changes it or opts out.
Still checking 3 details
vesting, roth contributions, participant fees. These items stay out of the main grid until we find a dated source.
Source: Empower — 2026 public-company registration statement ↗ · dated Apr 1, 2026
Supporting source: Empower — current U.S. employee benefits ↗ · dated Aug 30, 2026
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260716130724NAL0003187219001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗