Department of Labor filing
Spot something wrong?ENCORE INSURANCE ADVISORS
ENCORE INSURANCE ADVISORS, INC 401(K) PLAN · For the plan year ended Dec 31, 2025
Legal sponsor: KS LILLY INC
Public filing 2025 · received Apr 6, 2026Verified current terms Not available
Plan summary
What matters most
This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions rank below most comparable plans.
51Fair plan health
medium confidence
medium confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
50 % of base compensation up to applicable regulatory limits.
The official filing does not support a reliable dollar example.
7,415,383 $ 10,497,809 Employer 193,894,825 5,753,497 Total Contributions 631,310,208 16,251,306 Interest in The Lilly Employee Savings Plan Master Trust investment income, net of administrative fees (Note 3) 2,813,087,765 127,087,255 Interest income on notes receivable from participants 2,355,175 205,179 Total Additions 3,446,753,148 143,543,740 Deductions: Participant withdrawals 931,487,596 27,712,898 Administrative expenses 1,948,411 253,854 Total Deductions 933,436,007 27,966,752 Net Increase Prior to Transfers 2,513,317,141 115,576,988 Transfers from Other Plans 53,995,490 — Net Increase 2,567,312,631 115,576,988 Net assets available for benefits at beginning of year 13,056,609,955 519,253,084 Net assets available for benefits at end of year $ 15,623,922,586 $ 634,830,072 See notes t
up to the 6 % participant contribution level, subject to applicable regulatory limits.
ion of enrolling in a program to increase their contribution rates automatically each year. Matching contributions by the Company are currently 100 % of participant pre-tax and or Roth contributions up to the 6 % participant contribution level, subject to applicable regulatory limits. Contributions Participants may designate that their contributions be invested in any of the investment options offered by the Plans. In addition, participants generally can buy and sell investments offered by the Plans, including the Eli Lilly and Company common stock fund (the Company Stock Fund), and transfer money from any of the investment options into and out of any of the other investment options. Company matching contributions are allocated based on a participant’s investment elections for their own co
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →What still needs verification
vesting, eligibility, automatic enrollment. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 2025—There is not enough comparable filing data to calculate this yet.
How this filing compares
Reported employer contributions20th percentileTypical peer $3,117 · based on 21,825 comparable plans
Lower reported administrative expenseNot enough dataTypical peer $105 · based on 18,019 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. Limitations: administrative_cost_measure_unavailable_or_zero
The short version
What employees should know
For the year ended Dec 31, 2025, ENCORE INSURANCE ADVISORS reported $6,250 in employer contributions across this plan, or $1,250 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
A fair peer score is not available yet.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $6,250 $1,250 per active participant
- Participant contributions
- $10,524
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 37.3%
- Active participants
- 5 Small plan
- Total participants
- 7 6 at the beginning of the year
- Ending assets
- $210,219 $30,031 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $164,918
- Ending net assets
- $210,219
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $45,301
- Total expenses
- $0
- Administrative expenses
- $0 $0 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$1,250
2025
$0
2025
5
2025
$210,219
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $1,250 | 5 | 210.2K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 260830810-002
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2022
- Industry
- Finance and insurance
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2J3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025ELI LILLY & Co — 11-K filed 2026-06-23 ↗
Official filing · details not yet checkedWhat it says about employer contributions
50 % of base compensation up to applicable regulatory limits. Participants have the option of enrolling in a program to increase their contribution rates automatically each year. Matching contributions by the Company are currently 100 % of participant pre-tax and or Roth contributions up to the 6 % participant contribution level, subject to applicable regulatory limits. Contributions Participants may designate that their contributions be invested in any of the investment options offered by the Plans. In addition, participants generally can buy and sell investments offered by the Plans, including the Eli Lilly and Company common stock fund (the Company Stock Fund), and transfer money from any of the investment options into and out of any of the other investment options. Company matching co
What it says about fees
7,415,383 $ 10,497,809 Employer 193,894,825 5,753,497 Total Contributions 631,310,208 16,251,306 Interest in The Lilly Employee Savings Plan Master Trust investment income, net of administrative fees (Note 3) 2,813,087,765 127,087,255 Interest income on notes receivable from participants 2,355,175 205,179 Total Additions 3,446,753,148 143,543,740 Deductions: Participant withdrawals 931,487,596 27,712,898 Administrative expenses 1,948,411 253,854 Total Deductions 933,436,007 27,966,752 Net Increase Prior to Transfers 2,513,317,141 115,576,988 Transfers from Other Plans 53,995,490 — Net Increase 2,567,312,631 115,576,988 Net assets available for benefits at beginning of year 13,056,609,955 519,253,084 Net assets available for benefits at end of year $ 15,623,922,586 $ 634,830,072 See notes t
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260406131659NAL0009154627001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗