Department of Labor filing

ENVIRONMENTAL MANAGEMENT SERVICE

ENVIRONMENTAL MANAGEMENT SERVICES 401(K) PROFIT SHARING P · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

39filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$792

Reported employer contributions per active participant.

Higher than about 35% of comparable plans
#People in the filing
308

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$137 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 47% of comparable plans
Investment performance
Not available

Plan assets changed 18.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202439out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions35th percentileTypical peer $1,290 · based on 359 comparable plans
Lower reported administrative expense47th percentileTypical peer $127 · based on 384 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, ENVIRONMENTAL MANAGEMENT SERVICE reported $244,051 in employer contributions across the plan and 308 active participants. That works out to $792 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy86%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 32.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 28.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context39/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$244,051
Participant contributions
$914,006
Other contributions
$156,674
Employer share of reported contributions
21.1%
Beginning assets
$5,793,042
Ending assets
$6,860,006
Ending net assets
$6,860,006
Ending liabilities
$0
Total income
$2,020,681
Total expenses
$953,717
Administrative expenses
$50,857
Participant loans
$128,195

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$1,173
2023
$701
2024
$792
Plan-paid administrative expenses per participant
2022
$191
2023
$133
2024
$137
Active participants
2022
177
2023
269
2024
308
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$7923086.9M20251015052633NAL0001914675001
2023$7012695.8M20241015054603NAL0027685537001
2022$1,1731774.2M20231009051529NAL0016558451001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
1.9%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
311386050-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 1998
Industry
Other services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN CENTURY INVESTMENT SERVICE2024Not reportedunknown
AMERICAN FUNDS DISTRIBUTORS, INC.2024Not reportedunknown
COLUMBIA2024Not reportedunknown
DELAWARE INVESTMENTS2024Not reportedunknown
GOLDMAN SACHS2024Not reportedunknown
LEGG MASON INVESTOR SERVICES, LLC2024Not reportedunknown
NEUBERGER BERMAN2024Not reportedunknown
PHOENIX - VIRTUS2024Not reportedunknown
VANGUARD2024Not reportedunknown
VICTORY CAPITAL MANAGEMENT2024Not reportedunknown

Current plan terms

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Filing ACK_ID20251015052633NAL0001914675001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗