EXPRESS DISCOUNT PHARMACY LLC

that may be made during the plan year. The Plan complied with non-discrimination requirements under the Code during 2025 and 2024 through its safe harbor design for deferrals and matching contributions. Eligible employees hired for the first time on or after January 1, 2017 as well as eligible employees rehired on or after January 1, 2022 are automatically enrolled to make Before-Tax Contributions equal to 6 % of Total Pay, with a 1 % automatic increase each year until the rate reaches 10 %, unless the employee makes an alternative election to contribute at a different rate or opt out of automatic enrollment. 3 AMERICAN EXPRESS RETIREMENT SAVINGS PLAN Notes to Financial Statements Company Matching Contributions The Company matches 100 % of a participant’s Before-Tax Contributions and/or R

haring Contributions were made in 2025 or 2024. Qualified Non-Elective Contributions The Company may make Qualified Non-Elective Contributions (“QNEC”). A QNEC is a discretionary, fully vested contribution allocated in accordance with the Company’s direction at the time the QNEC is approved. Any QNECs are fully vested when made and distributable only under circumstances that permit distributions of Before-Tax Contributions or Roth Contributions. No QNECs were made in 2025 or 2024. Disability Contributions Certain qualifying participants who become disabled, as defined by the Plan Document, are eligible to receive contributions similar to Fixed Rate Contributions, Discretionary Profit Sharing Contributions (if applicable) and Matching Contributions. Allocation of Account Balances A particip

fter their date of hire, and eligible employees hired for the first time on or after January 1, 2017 as well as those rehired on or after January 1, 2022 are covered by the Plan’s automatic enrollment provisions. Eligible employees can qualify to receive Company contributions, if any, upon completion of six months of service. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). The following is not a comprehensive description of the Plan, and therefore does not include all situations and limitations covered by the Plan. The Plan Document (“Plan Document”) is the exclusive governing document and should be referred to for more complete information. Administration Principal Life Insurance Company is the recordkeeper and Delaware C

me 1,993 Total investment income 1,452,284 Interest on notes receivable from participants 5,993 Total additions to net assets 2,159,835 Deductions: Withdrawal payments ( 749,319 ) Administrative expenses ( 14,383 ) Total deductions ( 763,702 ) Net increase in net assets available for benefits 1,396,133 Net assets available for benefits at beginning of year $ 8,958,491 Net assets available for benefits at end of year $ 10,354,624 See accompanying notes to the financial statements . 2 AMERICAN EXPRESS RETIREMENT SAVINGS PLAN Notes to Financial Statements 1. Description of the Plan General The American Express Retirement Savings Plan (the “Plan”), which became effective June 11, 1973, is a defined contribution plan. Under the terms of the Plan, regular full-time and certain part-time U.S.-pai