Department of Labor filing

FAMILY SAVINGS CREDIT UNION

FAMILY SAVINGS CREDIT UNION RETIREMENT PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 16, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

48filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$2,850

Reported employer contributions per active participant.

Higher than about 40% of comparable plans

#People in the filing

278

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$120 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 66% of comparable plans

↗Investment performance

Not available

Form 5500 does not report an employee investment return.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202448out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions40th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense66th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FAMILY SAVINGS CREDIT UNION reported $792,199 in employer contributions across the plan and 278 active participants. That works out to $2,850 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy93%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 0.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 0.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context48/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $792,199
Participant contributions: $478,846
Other contributions: $305,858
Employer share of reported contributions: 62.3%
Beginning assets: $0
Ending assets: $20,033,354
Ending net assets: $20,033,354
Ending liabilities: $0
Total income: $3,141,621
Total expenses: $430,259
Administrative expenses: $33,162
Participant loans: $541,724

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2024

$2,850

Plan-paid administrative expenses per participant

2024

$120

Active participants

2024

278

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,850	278	20M	20250916104045NAL0001260803001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.7%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 630355713-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Apr 15, 2024
Industry: Finance and insurance
Amended filing: Yes
Final filing for this plan: No
Short plan year: Yes
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2J2K2F2G3D

Current plan terms

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Filing ACK_ID20250916104045NAL0001260803001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗