Department of Labor filing

FCP GROTON LLC

FCP GROTON LLC 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 14, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

78filing comparison
out of 100

The filing signals stronger employer support and/or lower plan-paid administrative costs than many comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$2,694

Reported employer contributions per active participant.

Higher than about 95% of comparable plans
#People in the filing
246

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$195 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 40% of comparable plans
Investment performance
Not available

Plan assets changed 27.6%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202478out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions95th percentileTypical peer $921 · based on 863 comparable plans
Lower reported administrative expense40th percentileTypical peer $169 · based on 934 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FCP GROTON LLC reported $662,801 in employer contributions across the plan and 246 active participants. That works out to $2,694 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy64%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 2.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 1228.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context78/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$662,801
Participant contributions
$1,089,490
Other contributions
$133,005
Employer share of reported contributions
37.8%
Beginning assets
$8,688,487
Ending assets
$11,082,182
Ending net assets
$11,082,182
Ending liabilities
$0
Total income
$3,280,754
Total expenses
$887,059
Administrative expenses
$64,304
Participant loans
$252,591

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$2,632
2023
$2,784
2024
$2,694
Plan-paid administrative expenses per participant
2022
$15
2023
$107
2024
$195
Active participants
2022
246
2023
236
2024
246
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$2,69424611.1M20251014110001NAL0005527538001
2023$2,7842368.7M20241015094104NAL0029158593001
2022$2,6322466M20231016170625NAL0077316722001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
2.3%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
263955689-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 2008
Industry
Retail trade
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
ALLIANZ GLOBAL INVESTORS DISTRIBUTO2022Not reportedunknown
AMERICAN FUNDS DISTRIBUTORS, INC.2022Not reportedunknown
BLACKROCK INVESTMENTS, INC.2022Not reportedunknown
COLUMBIA2022Not reportedunknown
FEDERATED SECURITIES CORP.2022Not reportedunknown
FIDELITY DISTRIBUTORS CORP.2022Not reportedunknown
GUARDIAN INVESTOR SERVICES, LLC2022Not reportedunknown
INVESCO2022Not reportedunknown
MFS FUND DISTRIBUTORS, INC.2022Not reportedunknown
MORGAN STANLEY INVESTMENT ADVISORS2022Not reportedunknown
NEUBERGER BERMAN2022Not reportedunknown
STATE STREET CORPORATION2022Not reportedunknown
THORNBURG SECURITIES CORPORATION2022Not reportedunknown
VICTORY CAPITAL MANAGEMENT2022Not reportedunknown

Current plan terms

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Filing ACK_ID20251014110001NAL0005527538001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗