Department of Labor filing

FEDERATED CO-OPS, INC.

FEDERATED CO-OPS, INC. 401(K) PLAN AND TRUST · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Sep 4, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

60filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,213

Reported employer contributions per active participant.

Higher than about 72% of comparable plans

#People in the filing

233

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$212 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 32% of comparable plans

↗Investment performance

Not available

Plan assets changed 6.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202460out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions72nd percentileTypical peer $2,112 · based on 182 comparable plans

Lower reported administrative expense32nd percentileTypical peer $142 · based on 187 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FEDERATED CO-OPS, INC. reported $748,555 in employer contributions across the plan and 233 active participants. That works out to $3,213 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy80%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 20.1%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 2.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context60/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $748,555
Participant contributions: $1,006,199
Other contributions: $145,785
Employer share of reported contributions: 42.7%
Beginning assets: $25,010,603
Ending assets: $26,531,606
Ending net assets: $26,531,606
Ending liabilities: $0
Total income: $4,860,720
Total expenses: $3,339,717
Administrative expenses: $65,419
Participant loans: $240,769

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,676

2023

$3,145

2024

$3,213

Plan-paid administrative expenses per participant

2022

$217

2023

$180

2024

$212

Active participants

2022

223

2023

229

2024

233

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,213	233	26.5M	20250904105915NAL0027271472001
2023	$3,145	229	25M	20240917153758NAL0003152753001
2022	$2,676	223	21.3M	20230717131955NAL0055768498001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.9%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 411986440-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Nov 1, 1990
Industry: Industry group 454
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Current plan terms

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Filing ACK_ID20250904105915NAL0027271472001

Data sourceDOL Form 5500 bulk data ↗

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