Department of Labor filing

FIRST ARKANSAS BANK & TRUST

FIRST ARKANSAS BANK & TRUST EMPLOYEES' SAVINGS AND RETIREMENT PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 1, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

45filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,796

Reported employer contributions per active participant.

Higher than about 60% of comparable plans

#People in the filing

242

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$395 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 11% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202445out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions60th percentileTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense11th percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FIRST ARKANSAS BANK & TRUST reported $918,679 in employer contributions across the plan and 242 active participants. That works out to $3,796 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy87%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 12.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 4.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context45/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $918,679
Participant contributions: $1,040,143
Other contributions: $730
Employer share of reported contributions: 46.9%
Beginning assets: $20,220,458
Ending assets: $23,000,826
Ending net assets: $23,000,826
Ending liabilities: $0
Total income: $4,454,943
Total expenses: $1,674,575
Administrative expenses: $122,539
Participant loans: $397,153

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$4,334

2023

$4,344

2024

$3,796

Plan-paid administrative expenses per participant

2022

$379

2023

$357

2024

$395

Active participants

2022

253

2023

247

2024

242

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,796	242	23M	20251001142438NAL0005973155001
2023	$4,344	247	20.2M	20241008112504NAL0009587427001
2022	$4,334	253	16.8M	20230920095504NAL0001248451001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.7%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 710231333-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jun 1, 1974
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3B3D

Current plan terms

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Filing ACK_ID20251001142438NAL0005973155001

Data sourceDOL Form 5500 bulk data ↗

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