Department of Labor filing

FIRST COLONY COMMUNITY SERVICES ASSOCIATION FCCSA

FIRST COLONY COMMUNITY SERVICES ASSOCIATION RETIREMENT TRUST · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jul 9, 2026Verified current terms Not available

Plan summary

What matters most

This plan has a documented employer contribution and vesting that still needs verification. Reported employer contributions are around the middle of comparable plans.

61Fair plan health
high confidence
See what drives the plan health score
Employer contributions versus peers54/10030% of the full model
Lower reported administrative cost24/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

ticipant.

02 · What it could be worthSee formula

The official filing does not support a reliable dollar example.

04 · Fees and expensesOfficial filing detail

0,284 Rollovers ​ 194,503 ​ ​ 5,345,437 ​ ​ ​ ​ Total additions ​ 9,950,585 ​ ​ ​ ​ Deductions ​ ​ Benefits paid to participants ​ 5,915,965 Deemed distributions of loans ​ 51,813 Administrative expenses ​ 336,974 Total deductions ​ 6,304,752 ​ ​ ​ ​ Net increase ​ 3,645,833 ​ ​ ​ ​ Net assets available for benefits ​ ​ Beginning of year ​ 34,307,656 End of year ​ $ 37,953,489 ​ See accompanying notes which are an integral part of these financial statements.

05 · Investment choicesOfficial filing detail

nts may also contribute amounts representing distributions from other qualified retirement plans (rollover).

06 · Eligibility and waiting periodafter attainment of age 18 and completion of 30 days of service

after attainment of age 18 and completion of 30 days of service

07 · Automatic enrollmentAvailable

om other qualified retirement plans (rollover).

09 · Employer contribution vs. peers54th percentile

Up 0.0% over the filing history shown.

What still needs verification

vesting, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202545out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions54th percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense24th percentileTypical peer $102 · based on 77,997 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, FIRST COLONY COMMUNITY SERVICES ASSOCIATION FCCSA reported $48,657 in employer contributions across this plan, or $2,703 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating18

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison45/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$48,657
$2,703 per active participant
Participant contributions
$73,821
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
39.7%
Active participants
18
Small plan
Total participants
25
26 at the beginning of the year
Ending assets
$988,552
$39,542 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$1,003,617
Ending net assets
$988,552
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$265,974
Total expenses
$281,039
Administrative expenses
$11,098
$444 per active participant
Participant loans
$19,013
1.9% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$2,703
Administrative cost per participant
2025
$444
Active participants
2025
18
Total plan assets
2025
$988,552
Participant loans as a share of assets
2025
1.9%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$2,70318988.6K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
1.9%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
760095866-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2019
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025COLONY BANKCORP INC — 11-K filed 2026-06-26
Official filing · details not yet checked
What it says about employer contributions

ticipant. The Company may make a discretionary matching contribution equal to a uniform percentage or dollar amount of the participants’ elective deferrals. To be eligible for the Company matching contribution, participants must be 18 years of age and complete one month of service. The Company may also make a discretionary nonelective contribution to the Plan in an amount that will be determined each year. To be eligible for the Company nonelective contribution, employees must be 18 years of age, have one year of service with completion of 1,000 hours of service, and be employed on the last day of the Plan year. Employees may also share in the Company nonelective contribution for the year if they terminate employment due to death, disability, or attainment of normal retirement age. The Com

What it says about vesting

t is entitled to a benefit equal to his or her vested account balance. 5 Table of Contents COLONY BANKCORP, INC. 401(k) PLAN Notes to Financial Statements Vesting Participants are immediately vested in their voluntary contributions plus earnings thereon. Vesting in the employer’s contribution portion of their accounts plus actual earnings thereon is based on years of service. Participants vest in employer contributions 20 percent after two years of service, 40 percent after three years of service, 60 percent after four years of service, 80 percent after five years of service. A participant is 100 percent vested after 6 years of credited service. Notes Receivable from Participants Participants may borrow from their fund accounts a minimum of $ 1,000 up to a maximum equal to the lesser of $

What it says about automatic enrollment

om other qualified retirement plans (rollover). Participants direct the investment of their contributions into various investment options offered by the Plan. The Plan includes an automatic enrollment provision whereby all newly-eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan. Automatically enrolled participants have their deferral rate set at 6 percent of eligible compensation, with a 1 percent increase each March 1 for a maximum automatic elective deferral contribution of 10 percent and their contributions are invested in a designated balanced fund until changed by the participant. The Company may make a discretionary matching contribution equal to a uniform percentage or dollar amount of the participants’ elective

What it says about fees

0,284 Rollovers ​ 194,503 ​ ​ 5,345,437 ​ ​ ​ ​ Total additions ​ 9,950,585 ​ ​ ​ ​ Deductions ​ ​ Benefits paid to participants ​ 5,915,965 Deemed distributions of loans ​ 51,813 Administrative expenses ​ 336,974 Total deductions ​ 6,304,752 ​ ​ ​ ​ Net increase ​ 3,645,833 ​ ​ ​ ​ Net assets available for benefits ​ ​ Beginning of year ​ 34,307,656 End of year ​ $ 37,953,489 ​ See accompanying notes which are an integral part of these financial statements. ​ ​ 4 Table of Contents COLONY BANKCORP, INC. 401(k) PLAN Notes to Financial Statements (1) Description of Plan The following description of the Colony Bankcorp, Inc. 401(k) Plan (the Plan) provides only general information. Participants should refer to the Summary Plan Description for a more complete description of the Plan’s provisio

10-K · report period Dec 31, 2025QUANTA SERVICES, INC. — 10-K filed 2026-02-19
Official filing · details not yet checked
What it says about employer contributions

le U.S. employees who are not provided retirement benefits through a collective bargaining agreement may make contributions through payroll deductions and to which we make certain matching contributions. Ethics and Compliance All of our employees are subject to Quanta’s Code of Conduct, which addresses compliance with applicable laws and Quanta’s policies concerning, among other things, general business ethics, competition, anti-corruption and bribery, environmental protection, conflicts of interest, harassment and discrimination, data security and privacy, and insider trading. Quanta’s Code of Conduct also informs employees and third parties (such as suppliers, subcontractors and members of the public) about the resources and confidential reporting mechanisms available to detect, prevent

What it says about vesting

law. Quanta may also make discretionary employer contributions to such plan. Matching contributions vest immediately, and discretionary employer contributions may be subject to a vesting schedule determined at the time of the contribution, provided that vesting accelerates upon a change in control or the participant’s death or retirement. All matching and discretionary employer contributions, whether vested or not, are forfeited upon a participant’s termination of employment for cause or upon the participant engaging in competition with Quanta or any of its affiliates. As of December 31, 2025 and 2024, the liability related to deferred cash compensation under these plans, including amounts contributed by Quanta, was $ 126.1 million and $ 110.2 million, the majority of which was included i

What it says about fees

2 20.1 % Gross profit 4,275,081 15.0 3,510,761 14.8 764,320 21.8 % Equity in earnings of integral unconsolidated affiliates 55,635 0.2 50,484 0.2 5,151 10.2 % Selling, general and administrative expenses (2,189,209) (7.7) (1,824,754) (7.7) (364,455) 20.0 % Amortization of intangible assets (498,795) (1.7) (382,959) (1.6) (115,836) 30.2 % Increase in fair value of contingent consideration liabilities (31,203) (0.1) (7,064) — (24,139) 341.7 % Operating income 1,611,509 5.7 1,346,468 5.7 265,041 19.7 % Interest and other financing expenses (261,445) (1.0) (202,687) (0.9) (58,758) 29.0 % Interest income 15,702 0.1 32,404 0.1 (16,702) (51.5) % Other income, net 23,739 0.1 35,845 0.2 (12,106) (33.8) % Income before income taxes 1,389,505 4.9 1,212,030 5.1 177,475 14.6 % Provision for income taxe

11-K · report period Dec 31, 2025FIRSTENERGY CORP — 11-K filed 2026-06-26
Official filing · details not yet checked
What it says about employer contributions

Unless otherwise provided in a collective bargaining agreement, FE makes a matching contribution of 50 % on the first 6 % of eligible compensation contributed by an employee. All employer matching contributions are provided as shares in FE common stock, except for certain IBEW Local 777 participants whose matching contributions are made in cash. Catch-up contributions are not eligible for matching contributions. The number of shares of FE common stock contributed to each participant is based on the market price of FE common stock as of the end of each pay period. Plan participants may diversify matching contributions held in FE common stock at any time, subject to certain limitations. Participant Accounts Individual accounts are maintained for each Plan participant. Each participant’s acc

What it says about automatic enrollment

nion may participate to the extent permitted by their respective collective bargaining agreement. Unless otherwise provided in a collective bargaining agreement, new employees are automatically enrolled in the Plan with a deemed election to contribute, on a pre-tax basis, 6 % of eligible earnings for each payroll period with automatic increases of 1 % each April until the employee contribution rate reaches 10 %. Automatic enrollment and annual increases can be changed by Plan participants at any time. Plan participants who do not make an affirmative election as to the investment of his or her contributions shall have his or her contributions invested in the age appropriate LifePath Portfolio Fund made available to all Plan participants. A LifePath Portfolio Fund is an investment alternativ

What it says about fees

es receivable from participants 58,601,839 56,461,860 Due from brokers 405,358 582,369 Total receivables 59,841,463 57,840,542 Total assets 4,224,641,028 3,921,527,319 Liabilities Administrative expenses payable 438,761 456,062 Due to brokers 696,846 2,306,444 Total liabilities 1,135,607 2,762,506 Net assets available for benefits $ 4,223,505,421 $ 3,918,764,813 The accompanying notes are an integral part of these financial statements. 3 FirstEnergy Corp. Savings Plan Statement of Changes in Net Assets Available for Benefits ___________________________________________________________________________________________________________________________________ For the Year Ended December 31, 2025 Additions: Contributions: Employer $ 40,249,813 Participant 159,459,017 Total contributions 199,708,

10-K · report period Dec 31, 2025FIRST CITIZENS BANCSHARES INC /DE/ — 10-K filed 2026-02-24
Official filing · details not yet checked
What it says about employer contributions

hat time. Employees hired prior to the Restructuring of the Plans who elected to continue participation in their respective Pension Plan are eligible to make deferrals and receive employer matching contributions in accordance with the Legacy 401(k) Plan. Under the Legacy 401(k) Plan, FCB matches participants’ deferrals in an amount equal to 100 % of the first 3 %, and 50 % of the next 3 %, of the participant's compensation that he or she defers, up to and including a maximum matching contribution of 4.5 % of the participant’s eligible compensation. Employees hired prior to the Restructuring of the Plans who elected to participate in an “enhanced” 401(k) plan (now, the FCB 401(k) Plan) and associates hired or rehired after the Restructuring of the Plans (including former CIT and Silicon Val

What it says about vesting

outh Pension Plan”), and a plan assumed upon completion of the CIT Merger (the “CIT Pension Plan”). Participants in the FCB Pension Plan and First-Citizens South Pension Plan were fully vested after five years of service. Retirement benefits are based on years of service and highest annual compensation for five consecutive years during the last ten years of employment. The FCB Pension Plan and First-Citizens South Pension Plan were closed to new participants as of April 1, 2007 and September 1, 2007, respectively. On the CIT Merger Date, BancShares assumed the CIT Pension Plan which is also closed to new participants. There were no discretionary contributions made to the Pension Plans during 2025 or 2024. BancShares makes contributions to the Pension Plans in amounts between the minimum re

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260709081727NAL0000258672002
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗