FIRST COLONY SWIM TEAM INC

contribution or discretionary non-elective employer contribution made for the plan year ended December 31, 2025. Contributions from Plan participants and the Company discretionary matching contributions are recorded in the plan year in which the participant contributions are withheld from compensation. 6 Table of Contents (d) Participant Accounts Individual accounts are maintained for each Plan participant. Each participant’s account is credited with the participant’s contribution, Company matching contribution and non-elective employer contributions, and the Plan’s earnings or losses net of administrative expenses. Allocations are based on participant earnings or account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the parti

are payable in a time period that is greater than ten years . (h) Payment of Benefits On termination of service due to death, total disability or retirement, a participant becomes fully vested and may elect to receive the balance in his or her account. Normal retirement age under the Plan is 60. For termination of service for other reasons, a participant may receive the value of the vested interest in his or her account. Upon reaching age 59 1/2, a participant may elect a withdrawal from the participant’s employee deferral account and vested employer account. Upon furnishing proof of financial necessity, a participant is eligible for a hardship withdrawal from the participant’s employee deferral account. Benefits are payable in a lump-sum amount. The Plan requires automatic distribution of

executed; however, the Plan will be formally amended to adopt these provisions prior to December 31, 2026. Unless they affirmatively elect otherwise, newly eligible employees are automatically enrolled at a 6 % pre-tax deferral rate of eligible pay effective on their entry date to the Plan. Participants with a deferral rate greater than zero will have their deferral rate increased by 1 % annually each December 31 until a deferral rate of 10 % is reached. However, a participant’s deferral rate will not be automatically increased within the first six months following an automatic enrollment. Participants may elect to opt out of the automatic contribution increases. The Company may make a discretionary matching employer contribution calculated on a plan-year basis. The Company made a matchin

ble from participants 651,359 Total increase 96,123,340 Deductions from net assets available for benefits attributed to: Distributions and benefits paid to participants 53,264,361 Administrative fees 637,689 Total deductions 53,902,050 Net increase in net assets available for benefits 42,221,290 Beginning of year 357,238,371 End of year $ 399,459,661 See accompanying notes to financial statements. 5 Table of Contents TEAM, INC. SALARY DEFERRAL PLAN AND TRUST Notes to Financial Statements December 31, 2025 and 2024 (1) Description of the Plan The following description of the Team, Inc. Salary Deferral Plan and Trust (the “Plan”) provides only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions. (a) General The Plan is

ticipant. The Company may make a discretionary matching contribution equal to a uniform percentage or dollar amount of the participants’ elective deferrals. To be eligible for the Company matching contribution, participants must be 18 years of age and complete one month of service. The Company may also make a discretionary nonelective contribution to the Plan in an amount that will be determined each year. To be eligible for the Company nonelective contribution, employees must be 18 years of age, have one year of service with completion of 1,000 hours of service, and be employed on the last day of the Plan year. Employees may also share in the Company nonelective contribution for the year if they terminate employment due to death, disability, or attainment of normal retirement age. The Com

t is entitled to a benefit equal to his or her vested account balance. 5 Table of Contents COLONY BANKCORP, INC. 401(k) PLAN Notes to Financial Statements Vesting Participants are immediately vested in their voluntary contributions plus earnings thereon. Vesting in the employer’s contribution portion of their accounts plus actual earnings thereon is based on years of service. Participants vest in employer contributions 20 percent after two years of service, 40 percent after three years of service, 60 percent after four years of service, 80 percent after five years of service. A participant is 100 percent vested after 6 years of credited service. Notes Receivable from Participants Participants may borrow from their fund accounts a minimum of $ 1,000 up to a maximum equal to the lesser of $

om other qualified retirement plans (rollover). Participants direct the investment of their contributions into various investment options offered by the Plan. The Plan includes an automatic enrollment provision whereby all newly-eligible employees are automatically enrolled in the Plan unless they affirmatively elect not to participate in the Plan. Automatically enrolled participants have their deferral rate set at 6 percent of eligible compensation, with a 1 percent increase each March 1 for a maximum automatic elective deferral contribution of 10 percent and their contributions are invested in a designated balanced fund until changed by the participant. The Company may make a discretionary matching contribution equal to a uniform percentage or dollar amount of the participants’ elective

0,284 Rollovers ​ 194,503 ​ ​ 5,345,437 ​ ​ ​ ​ Total additions ​ 9,950,585 ​ ​ ​ ​ Deductions ​ ​ Benefits paid to participants ​ 5,915,965 Deemed distributions of loans ​ 51,813 Administrative expenses ​ 336,974 Total deductions ​ 6,304,752 ​ ​ ​ ​ Net increase ​ 3,645,833 ​ ​ ​ ​ Net assets available for benefits ​ ​ Beginning of year ​ 34,307,656 End of year ​ $ 37,953,489 ​ See accompanying notes which are an integral part of these financial statements. ​ ​ 4 Table of Contents COLONY BANKCORP, INC. 401(k) PLAN Notes to Financial Statements (1) Description of Plan The following description of the Colony Bankcorp, Inc. 401(k) Plan (the Plan) provides only general information. Participants should refer to the Summary Plan Description for a more complete description of the Plan’s provisio

Unless otherwise provided in a collective bargaining agreement, FE makes a matching contribution of 50 % on the first 6 % of eligible compensation contributed by an employee. All employer matching contributions are provided as shares in FE common stock, except for certain IBEW Local 777 participants whose matching contributions are made in cash. Catch-up contributions are not eligible for matching contributions. The number of shares of FE common stock contributed to each participant is based on the market price of FE common stock as of the end of each pay period. Plan participants may diversify matching contributions held in FE common stock at any time, subject to certain limitations. Participant Accounts Individual accounts are maintained for each Plan participant. Each participant’s acc

nion may participate to the extent permitted by their respective collective bargaining agreement. Unless otherwise provided in a collective bargaining agreement, new employees are automatically enrolled in the Plan with a deemed election to contribute, on a pre-tax basis, 6 % of eligible earnings for each payroll period with automatic increases of 1 % each April until the employee contribution rate reaches 10 %. Automatic enrollment and annual increases can be changed by Plan participants at any time. Plan participants who do not make an affirmative election as to the investment of his or her contributions shall have his or her contributions invested in the age appropriate LifePath Portfolio Fund made available to all Plan participants. A LifePath Portfolio Fund is an investment alternativ

es receivable from participants 58,601,839 56,461,860 Due from brokers 405,358 582,369 Total receivables 59,841,463 57,840,542 Total assets 4,224,641,028 3,921,527,319 Liabilities Administrative expenses payable 438,761 456,062 Due to brokers 696,846 2,306,444 Total liabilities 1,135,607 2,762,506 Net assets available for benefits $ 4,223,505,421 $ 3,918,764,813 The accompanying notes are an integral part of these financial statements. 3 FirstEnergy Corp. Savings Plan Statement of Changes in Net Assets Available for Benefits ___________________________________________________________________________________________________________________________________ For the Year Ended December 31, 2025 Additions: Contributions: Employer $ 40,249,813 Participant 159,459,017 Total contributions 199,708,

hat time. Employees hired prior to the Restructuring of the Plans who elected to continue participation in their respective Pension Plan are eligible to make deferrals and receive employer matching contributions in accordance with the Legacy 401(k) Plan. Under the Legacy 401(k) Plan, FCB matches participants’ deferrals in an amount equal to 100 % of the first 3 %, and 50 % of the next 3 %, of the participant's compensation that he or she defers, up to and including a maximum matching contribution of 4.5 % of the participant’s eligible compensation. Employees hired prior to the Restructuring of the Plans who elected to participate in an “enhanced” 401(k) plan (now, the FCB 401(k) Plan) and associates hired or rehired after the Restructuring of the Plans (including former CIT and Silicon Val

outh Pension Plan”), and a plan assumed upon completion of the CIT Merger (the “CIT Pension Plan”). Participants in the FCB Pension Plan and First-Citizens South Pension Plan were fully vested after five years of service. Retirement benefits are based on years of service and highest annual compensation for five consecutive years during the last ten years of employment. The FCB Pension Plan and First-Citizens South Pension Plan were closed to new participants as of April 1, 2007 and September 1, 2007, respectively. On the CIT Merger Date, BancShares assumed the CIT Pension Plan which is also closed to new participants. There were no discretionary contributions made to the Pension Plans during 2025 or 2024. BancShares makes contributions to the Pension Plans in amounts between the minimum re