FIRST LINCOLN HOLDINGS, INC,

e date the Plan Sponsor matching contribution for eligible participants is equal to 100 % of each participant’s contributions, not to exceed 6 % of eligible earnings. Plan Sponsor matching contributions also include catch-up contributions made by participants who have attained age 50 before the end of the Plan year. Each payroll period, the Plan Sponsor makes a non-elective contribution equal to any difference between (i) the matching contribution the Plan Sponsor would have made if a participant’s eligible earnings (net of other applicable deductions) were sufficient to make the full amount of the pre-tax and/or Roth 401(k) contributions elected by the participant for that payroll period and (ii) the actual matching contribution made by the Plan Sponsor to the participant’s Plan account b

an allocation of the Plan’s investment income or losses based upon the participant’s election of investment options. 4 Vesting Participants’ contributions and earnings thereon are fully vested at all times. Prior to January 1, 2025, Plan Sponsor contributions other than Core contributions vested based upon years of service as defined in the Plan document as follows: Years of Service Percent Vested < 2 0 % 2 50 % 3 or more 100 % Subsequent to January 1, 2025, Plan Sponsor matching contributions and earnings thereon are fully vested at all times. For Plan Sponsor contributions other than Core contributions made prior to January 1, 2025, regardless of years of service, a participant’s unvested interest in such contributions shall become fully vested if the participant’s service terminates due

ntributions: Plan Sponsor 349,655 Participant 569,150 Rollover 439,507 Total contributions 1,358,312 Total additions 35,700,420 Deductions Benefits paid to participants 39,923,633 Administrative expenses 8,006 Total deductions 39,931,639 Net increase (decrease) before transfer of assets ( 4,231,219 ) Net transfers from (to) affiliated plans 129 Net increase (decrease) ( 4,231,090 ) Net Assets Available for Benefits Beginning-of-year 226,327,710 End-of-year $ 222,096,620 See accompanying Notes to Financial Statements 3 LNL Agents’ 401(k) Savings Plan Notes to Financial Statements 1. Description of the Plan The following description of the LNL Agents’ 401(k) Savings Plan (the “Plan”) is a summary only; a detailed Plan document can be obtained from Lincoln National Corporation (“LNC”) Human R

Unless otherwise provided in a collective bargaining agreement, FE makes a matching contribution of 50 % on the first 6 % of eligible compensation contributed by an employee. All employer matching contributions are provided as shares in FE common stock, except for certain IBEW Local 777 participants whose matching contributions are made in cash. Catch-up contributions are not eligible for matching contributions. The number of shares of FE common stock contributed to each participant is based on the market price of FE common stock as of the end of each pay period. Plan participants may diversify matching contributions held in FE common stock at any time, subject to certain limitations. Participant Accounts Individual accounts are maintained for each Plan participant. Each participant’s acc

nion may participate to the extent permitted by their respective collective bargaining agreement. Unless otherwise provided in a collective bargaining agreement, new employees are automatically enrolled in the Plan with a deemed election to contribute, on a pre-tax basis, 6 % of eligible earnings for each payroll period with automatic increases of 1 % each April until the employee contribution rate reaches 10 %. Automatic enrollment and annual increases can be changed by Plan participants at any time. Plan participants who do not make an affirmative election as to the investment of his or her contributions shall have his or her contributions invested in the age appropriate LifePath Portfolio Fund made available to all Plan participants. A LifePath Portfolio Fund is an investment alternativ

es receivable from participants 58,601,839 56,461,860 Due from brokers 405,358 582,369 Total receivables 59,841,463 57,840,542 Total assets 4,224,641,028 3,921,527,319 Liabilities Administrative expenses payable 438,761 456,062 Due to brokers 696,846 2,306,444 Total liabilities 1,135,607 2,762,506 Net assets available for benefits $ 4,223,505,421 $ 3,918,764,813 The accompanying notes are an integral part of these financial statements. 3 FirstEnergy Corp. Savings Plan Statement of Changes in Net Assets Available for Benefits ___________________________________________________________________________________________________________________________________ For the Year Ended December 31, 2025 Additions: Contributions: Employer $ 40,249,813 Participant 159,459,017 Total contributions 199,708,

hat time. Employees hired prior to the Restructuring of the Plans who elected to continue participation in their respective Pension Plan are eligible to make deferrals and receive employer matching contributions in accordance with the Legacy 401(k) Plan. Under the Legacy 401(k) Plan, FCB matches participants’ deferrals in an amount equal to 100 % of the first 3 %, and 50 % of the next 3 %, of the participant's compensation that he or she defers, up to and including a maximum matching contribution of 4.5 % of the participant’s eligible compensation. Employees hired prior to the Restructuring of the Plans who elected to participate in an “enhanced” 401(k) plan (now, the FCB 401(k) Plan) and associates hired or rehired after the Restructuring of the Plans (including former CIT and Silicon Val

outh Pension Plan”), and a plan assumed upon completion of the CIT Merger (the “CIT Pension Plan”). Participants in the FCB Pension Plan and First-Citizens South Pension Plan were fully vested after five years of service. Retirement benefits are based on years of service and highest annual compensation for five consecutive years during the last ten years of employment. The FCB Pension Plan and First-Citizens South Pension Plan were closed to new participants as of April 1, 2007 and September 1, 2007, respectively. On the CIT Merger Date, BancShares assumed the CIT Pension Plan which is also closed to new participants. There were no discretionary contributions made to the Pension Plans during 2025 or 2024. BancShares makes contributions to the Pension Plans in amounts between the minimum re