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Department of Labor filing

FIRST OKLAHOMA BANK

FIRST OKLAHOMA BANK 401(K) EMPLOYEE STOCK OWNERSHIP PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 10, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

53filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support
$4,720

Reported employer contributions per active participant.

Higher than about 75% of comparable plans
#People in the filing
112

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$588 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 2% of comparable plans
↗Investment performance
Not available

Plan assets changed 8.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202453out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions75th percentileTypical peer $3,279 · based on 1,427 comparable plans
Lower reported administrative expense2nd percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FIRST OKLAHOMA BANK reported $528,672 in employer contributions across the plan and 112 active participants. That works out to $4,720 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy64%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 16.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 24.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context53/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$528,672
Participant contributions
$909,157
Other contributions
$47,472
Employer share of reported contributions
36.8%
Beginning assets
$16,506,885
Ending assets
$17,840,781
Ending net assets
$17,840,781
Ending liabilities
Not reported
Total income
$3,585,350
Total expenses
$2,251,454
Administrative expenses
$95,881
Participant loans
$331,715

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$4,046
2023
$4,594
2024
$4,720
Plan-paid administrative expenses per participant
2022
$474
2023
$465
2024
$588
Active participants
2022
127
2023
110
2024
112
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$4,72011217.8M20251010083942NAL0004073859001
2023$4,59411016.5M20241015091021NAL0047142128004
2022$4,04612714.5M20231013111359NAL0022539699001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
1.9%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes
Public plan identifier
730258330-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Dec 1, 2009
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2G2J2K2R2T3D2O2F

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
AMERICAN BEACON ADVISORS, INC.2024Not reportedunknown
COHEN & STEERS CAPITAL MANAGEMENT2024Not reportedunknown
DODGE & COX2024Not reportedunknown
FIDELITY INVESTMENTS2024Not reportedunknown
FRANKLIN TEMPLETON DISTRIBUTORS, IN2024Not reportedunknown
GOLDMAN SACHS BANK USA, LONDON BRAN2024Not reportedunknown
INVESCO DISTRIBUTORS, INC.2024Not reportedunknown
MACQUARIE INVESTMENT MANAGEMENT2024Not reportedunknown
MANULIFE INVESTMENT MANAGEMENT LLC2024Not reportedunknown
PACIFIC INVESTMENT MANAGEMENT COMPA2024Not reportedunknown
PUTNAM INVESTMENTS2024Not reportedunknown
T. ROWE PRICE INVESTMENT SERVICES,2024Not reportedunknown
THE TRUST COMPANY OF OKLAHOMA2024Not reportedunknown
THE VANGUARD GROUP, INC.2024Not reportedunknown
THORNBURG INVESTMENT MANAGEMENT, IN2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20251010083942NAL0004073859001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗