Department of Labor filing

FMR LLC

FIDELITY RETIREMENT SAVINGS PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 10, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

$18,761

Reported employer contributions per active participant.

Higher than about 92% of comparable plans

#People in the filing

68,838

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$0 / participant

Reported administrative expense—not every fee an employee may pay.

↗Investment performance

Not available

Plan assets changed 19.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions92nd percentileTypical peer $7,379 · based on 52 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $73 · based on 48 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FMR LLC reported $1,291,449,407 in employer contributions across the plan and 68,838 active participants. That works out to $18,761 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy74%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 33.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendNot enough history

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,291,449,407
Participant contributions: $760,248,320
Other contributions: $144,540,399
Employer share of reported contributions: 62.9%
Beginning assets: $28,649,852,331
Ending assets: $34,201,609,937
Ending net assets: $34,201,609,937
Ending liabilities: $0
Total income: $7,249,790,828
Total expenses: $1,698,033,222
Administrative expenses: $0
Participant loans: $141,700,317

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$14,080

2023

$16,793

2024

$18,761

Plan-paid administrative expenses per participant

2022

2023

2024

Active participants

2022

62,289

2023

66,924

2024

68,838

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$18,761	68,838	34.2B	20251010153157NAL0004375043001
2023	$16,793	66,924	28.6B	20241015133940NAL0016510467001
2022	$14,080	62,289	23B	20231017085518NAL0040159985001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.4%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 043532603-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Dec 30, 1952
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2H2J2K2R2S2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FID INV INST OPS CO	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251010153157NAL0004375043001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗