Department of Labor filing

FNS, INC.

FNS, INC. 401(K) PLAN · For the plan year ended Dec 31, 2024

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Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

49filing comparison
out of 100

The filing looks broadly typical among comparable plans. This is a filing comparison, not a complete benefits score.

$Employer support

$3,263

Reported employer contributions per active participant.

Higher than about 62% of comparable plans

#People in the filing

572

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$175 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 21% of comparable plans

↗Investment performance

Not available

Plan assets changed 26.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202449out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions62nd percentileTypical peer $1,831 · based on 34 comparable plans

Lower reported administrative expense21st percentileTypical peer $89 · based on 34 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, FNS, INC. reported $1,866,217 in employer contributions across the plan and 572 active participants. That works out to $3,263 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy86%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 4.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 34.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context49/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,866,217
Participant contributions: $2,793,314
Other contributions: $158,746
Employer share of reported contributions: 40.1%
Beginning assets: $18,688,212
Ending assets: $23,672,643
Ending net assets: $23,601,950
Ending liabilities: $70,693
Total income: $7,575,573
Total expenses: $2,661,835
Administrative expenses: $120,270
Participant loans: $428,912

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$3,127

2023

$2,746

2024

$3,263

Plan-paid administrative expenses per participant

2022

$269

2023

$191

2024

$175

Active participants

2022

370

2023

592

2024

572

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3,263	572	23.7M	20251013130926NAL0002981314001
2023	$2,746	592	18.7M	20241015122440NAL0057569570001
2022	$3,127	370	12.9M	20240122141136NAL0010286161001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.8%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 954542501-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Apr 1, 1997
Industry: Transportation and warehousing
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
PRINCIPAL LIFE INSURANCE COMPANY	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013130926NAL0002981314001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗