Department of Labor filing
Spot something wrong?FORT WORTH LUMBER COMPANY
FORT WORTH LUMBER COMPANY EMPLOYEES' 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received May 15, 2026Verified current terms Not available
Plan summary
What matters most
This plan has a documented employer contribution and immediate vesting. Reported employer contributions rank below most comparable plans.
49Limited plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
m allowable aggregate (combined pre-tax and Roth) participant contribution under the Code was $23,500 and $23,000 per individual for 2025 and 2024, respectively.
The official filing does not support a reliable dollar example.
d service with the Company before January 1, 2011, must attain two years of service to reach full vesting on Company matching contributions.
feature contributions” within the Plan) based upon each participant’s eligible pay.
after three years of service
2026, catch up contributions for plan participants 50 years of age or older making $150,000 or higher in salary must be made as after-tax Roth contributions.
nce with recent legislation. Effective in 2026, catch up contributions for plan participants 50 years of age or older making $150,000 or higher in salary must be made as after-tax Roth contributions. The Plan has pre-tax automatic enrollment features with respect to newly hired or re-hired employees. If employees are eligible to participate, they are automatically enrolled in the Plan with pre-tax contributions being made at the rate of 3 % of eligible pay the first 12-month period. As part of the automatic enrollment, participant contribution rates are automatically increased by 1 % every 12 months until they reach 6 % of eligible pay. Eligible participants may decline participation in the Plan, change the pre-tax contribution rate from 3 % of eligible pay or modify the automatic rate esc
$0 per active participant in 2025.
Participation up 0.0% · assets up 0.0% · loans 3.1% of assets
How the score works →What still needs verification
employee fees. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202520out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions8th percentileTypical peer $2,235 · based on 14,690 comparable plans
Lower reported administrative expense47th percentileTypical peer $139 · based on 13,539 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, FORT WORTH LUMBER COMPANY reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $0 $0 per active participant
- Participant contributions
- $45,631
- Other contributions
- $0 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 0.0%
- Active participants
- 46 Small plan
- Total participants
- 49 52 at the beginning of the year
- Ending assets
- $1,880,041 $38,368 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $2,639,923
- Ending net assets
- $1,880,041
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $231,872
- Total expenses
- $991,754
- Administrative expenses
- $8,131 $166 per active participant
- Participant loans
- $58,789 3.1% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$0
2025
$166
2025
46
2025
$1,880,041
2025
3.1%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $0 | 46 | 1.9M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 3.1%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 750714490-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 1971
- Industry
- Wholesale trade
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K3D3H
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025GENWORTH FINANCIAL INC — 11-K filed 2026-06-18 ↗
Official filing · details not yet checkedWhat it says about employer contributions
m allowable aggregate (combined pre-tax and Roth) participant contribution under the Code was $23,500 and $23,000 per individual for 2025 and 2024, respectively. The Company makes matching contributions equal to 100 % of the first 4 % of eligible pay contributed by an eligible participant and 50 % of the next 2 % of eligible pay contributed by an eligible participant for such Plan year. In addition, participants reaching age 50 by the end of the Plan year may elect to make catch-up contributions to the Plan on a pre-tax and/or Roth basis subject to Internal Revenue Service (IRS) limits. Effective in 2025, special increased catch-up contribution limits apply to participants ages 60 to 63 at the end of the Plan year in accordance with recent legislation. Effective in 2026, catch up contribut
What it says about vesting
d service with the Company before January 1, 2011, must attain two years of service to reach full vesting on Company matching contributions. Company supplemental contributions are fully vested after three years of service. Participants hired before January 1, 2011, or re-hired after December 31, 2010, with any recognized service before January 1, 2011, were immediately vested in their account balances excluding their supplemental contribution accounts. (f) Forfeitures Forfeitures, the non-vested portion of a participant’s account upon termination of employment, remain in the Plan and are used to reduce future employer contributions to the Plan. Forfeitures available to reduce future employer contributions as of December 31, 2025 and 2024 were $ 91,884 and $ 10,497 , respectively, and forfe
What it says about automatic enrollment
2026, catch up contributions for plan participants 50 years of age or older making $150,000 or higher in salary must be made as after-tax Roth contributions. The Plan has pre-tax automatic enrollment features with respect to newly hired or re-hired employees. If employees are eligible to participate, they are automatically enrolled in the Plan with pre-tax contributions being made at the rate of 3 % of eligible pay the first 12-month period. As part of the automatic enrollment, participant contribution rates are automatically increased by 1 % every 12 months until they reach 6 % of eligible pay. Eligible participants may decline participation in the Plan, change the pre-tax contribution rate from 3 % of eligible pay or modify the automatic rate escalation for both pre-tax and Roth contrib
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260515115727NAL0008155891001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗