Department of Labor filing

FOSSIL CONSULTING SERVICES, INC.

FOSSIL CONSULTING SERVICES, INC. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Apr 3, 2026Verified current terms Not available

Plan summary

The numbers that matter first

On the filing measures we can compare, this plan looks somewhat stronger than typical peers.

66plan health
high confidence
01 · Employer matchSee verified formula

y make a discretionary matching contribution and may make additional discretionary profit sharing contributions.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingOfficial filing detail

vesting service.

04 · Fees and expensesOfficial filing detail

568,068 Rollover 531,018 Total Contributions 6,947,948 Interest from Notes Receivable from Participants 100,043 Total Additions 25,190,793 Deductions: Benefits Paid ( 18,828,706 ) Administrative Expenses ( 203,100 ) Total Deductions ( 19,031,806 ) Net Increase in Net Assets Available for Benefits 6,158,987 Net Assets Available for Benefits, End of Year $ 126,581,122 See notes to financial statements.

05 · Investment choicesOfficial filing detail

ntitled is the benefit that can be provided from the participant’s vested account.

06 · Eligibility and waiting periodImmediate

iscretionary matching contributions after completing three months of continuous service, provided they have completed 250 hours of service during that time.

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Not stated in official filing

The reviewed official source does not establish current Roth availability.

09 · Employer contribution vs. peers71th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202561out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions71st percentileTypical peer $2,475 · based on 85,770 comparable plans
Lower reported administrative expense38th percentileTypical peer $102 · based on 77,997 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, FOSSIL CONSULTING SERVICES, INC. reported $24,824 in employer contributions across this plan, or $4,137 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating6

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison61/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$24,824
$4,137 per active participant
Participant contributions
$75,896
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
24.6%
Active participants
6
Small plan
Total participants
20
22 at the beginning of the year
Ending assets
$768,926
$38,446 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$1,018,008
Ending net assets
$768,926
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$201,183
Total expenses
$450,265
Administrative expenses
$4,248
$212 per active participant
Participant loans
$15,983
2.1% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$4,137
Administrative cost per participant
2025
$212
Active participants
2025
6
Total plan assets
2025
$768,926
Participant loans as a share of assets
2025
2.1%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$4,1376768.9K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
2.1%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
521929542-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 1997
Industry
Professional, scientific, and technical services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K3D2T

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025Fossil Group, Inc. — 11-K filed 2026-06-26
Official filing · details not yet checked
What it says about employer contributions

y make a discretionary matching contribution and may make additional discretionary profit sharing contributions. In general, participants are eligible to receive the discretionary matching contributions after completing three months of continuous service, provided they have completed 250 hours of service during that time. Temporary and seasonal employees are eligible to participate in the Plan for match and deferral purposes on the first day of the year after such employees actually work 750 hours. Generally, participants are eligible for discretionary profit sharing contributions after completing one year of service (generally, upon completing 1,000 hours of service during an initial or subsequent eligibility computation period). For 2025, the discretionary matching contributions were $0.

What it says about vesting

vesting service. An employee is credited with a year of vesting service for each calendar year in which the participant completes at least 1,000 hours of service. Participants are fully vested after five years of service. For purposes of calculating hours of vesting and eligibility service, salaried employees are credited with 45 hours of service for each week during which they are employed by Fossil, and hourly employees are credited with their actual hours of service. Notes Receivable from Participants — Loans are available to all participants at the current prime lending rate of the Trustee, plus 1 %, with required repayments through biweekly payroll deductions over no more than five years except in the event that loans are used to acquire the participant’s principal residence, in which

What it says about fees

568,068 Rollover 531,018 Total Contributions 6,947,948 Interest from Notes Receivable from Participants 100,043 Total Additions 25,190,793 Deductions: Benefits Paid ( 18,828,706 ) Administrative Expenses ( 203,100 ) Total Deductions ( 19,031,806 ) Net Increase in Net Assets Available for Benefits 6,158,987 Net Assets Available for Benefits, End of Year $ 126,581,122 See notes to financial statements. 4 FOSSIL GROUP, INC. SAVINGS AND RETIREMENT PLAN NOTES TO FINANCIAL STATEMENTS AS OF DECEMBER 31, 2025 AND 2024 AND FOR THE YEAR ENDED DECEMBER 31, 2025 1. DESCRIPTION OF THE PLAN The following description of the Fossil Group, Inc. Savings and Retirement Plan, which was most recently amended and restated effective July 27, 2022 (the “Plan”) is provided for general information purposes only. Pa

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260403081925NAL0003377473001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗