Department of Labor filing

Full Spectrum Pediatrics

FULL SPECTRUM PEDIATRICS 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

Legal plan sponsor: FULL SPECTRUM PEDIATRICS

Spot something wrong?

Latest public filing 2025 · received Jun 9, 2026Current benefit source dated Aug 29, 2026

At a glance

The details employees usually care about

Bottom line: The employer match is one of the plan's stronger features. Vesting is not confirmed yet. The latest filing shows less employer money than most similar plans.

37Plan health
from public filings

2/7Key terms
we could verify

See what drives the plan health score

Employer contributions versus peers10/10030% of the full model

Lower reported administrative cost0/10020% of the full model

Active-participant trend50/10010% of the full model

Net-asset trend50/10010% of the full model

Reported compliance signals100/10010% of the full model

Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

Employer matchSee verified formulaStrong

Spectrum matches employee contributions dollar for dollar through 6% of pay—a maximum company match equal to 6% of pay.

Check the source ↓

Value at $100,000 of pay$6,000 a year

Assumes you contribute enough to earn the full match. Eligibility and annual limits can change the amount.

Roth 401(k)Offered

Available. Spectrum says both pre-tax and Roth employee contributions qualify for its 401(k) match.

Employer money vs. similar plans10th percentile

$0 per active participant in 2025.

Plan health37/100

Participation up 0.0% · assets up 0.0%

How this is calculated →

Still checking: vesting, employee fees, investment choices, eligibility, automatic enrollment

These details may be in documents available only to employees. We leave them blank until we find a dated source.

What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.

One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. Source documents for the current terms are linked below.

Compare Full Spectrum Pediatrics with another employer →See verified benefit details ↓

Personalized estimate

What could Full Spectrum Pediatrics's contribution mean for you?

This uses the reviewed employer formula shown on this profile—not the plan-wide Form 5500 contribution average.

Eligible annual pay

Your contribution

Estimated employer money$5,100/year

Your annual contribution: $5,100
Possible maximum: $5,100
Potentially unclaimed: $0

Compare Full Spectrum Pediatrics with another employer →Review the source terms ↓

Estimate only. Compensation limits, eligibility, true-ups, contribution timing, employee groups, and plan amendments can change the result. Confirm the current formula in your plan documents.

Filing comparison · 20257out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions10th percentileTypical peer $1,906 · based on 56,903 comparable plans

Lower reported administrative expense0th percentileTypical peer $71 · based on 50,652 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, FULL SPECTRUM PEDIATRICS reported $0 in employer contributions across this plan, or $0 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating2

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison7/100

Compared with similarly sized plans in the same industry.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions: $0
Participant contributions: $18,040
Other contributions: $0
Employer share of contributions: 0.0%
Active participants: 2
Total participants: 2
Ending assets: $813,907
Net-asset change: Up 0.0%
Beginning net assets: $982,720
Ending net assets: $813,907
Beginning liabilities: $0
Ending liabilities: $0
Total income: $155,492
Total expenses: $324,305
Administrative expenses: $20,746
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant

2025

Administrative cost per participant

2025

$10,373

Active participants

2025

Total plan assets

2025

$813,907

Participant loans as a share of assets

2025

Not reported

Detailed filing history
Plan year	Employer money per active participant	Active participants	Plan assets
2025	$0	2	813.9K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets: Not reported
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported: Not reported
Lease defaults reported: Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported: Not reported
Public plan identifier: 452131188-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: 1
Plan effective date: Jan 1, 2015
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2F2G2J2K2T3D

Verified plan terms

What dated primary sources say

Only details supported by the reviewed source appear here. We do not turn missing information into an answer.

Employer contribution: Spectrum matches employee contributions dollar for dollar through 6% of pay—a maximum company match equal to 6% of pay. Some published roles also describe a separate 3% Retirement Accumulation Plan contribution, but that additional contribution may depend on the employee group.
Roth contributions: Available. Spectrum says both pre-tax and Roth employee contributions qualify for its 401(k) match.

Still checking 5 details

eligibility, vesting, investment information, automatic enrollment, participant fees. These items stay out of the main grid until we find a dated source.

Source: Spectrum Careers — current compensation and benefits ↗ · dated Aug 29, 2026

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260609145451NAL0011712018001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗