Department of Labor filing

GENERAL MOTORS FINANCIAL COMPANY, INC

GM FINANCIAL EMPLOYEES 401K PLAN · For the plan year ended Dec 31, 2024

Spot something wrong?
Public filing 2024 · received Oct 1, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

67filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support
$4,783

Reported employer contributions per active participant.

Higher than about 63% of comparable plans
#People in the filing
6,926

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$38 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 76% of comparable plans
Investment performance
Not available

Plan assets changed 17.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202467out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions63rd percentileTypical peer $4,074 · based on 112 comparable plans
Lower reported administrative expense76th percentileTypical peer $61 · based on 106 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, GENERAL MOTORS FINANCIAL COMPANY, INC reported $33,129,026 in employer contributions across the plan and 6,926 active participants. That works out to $4,783 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy83%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 28.4%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 145.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context67/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$33,129,026
Participant contributions
$58,994,244
Other contributions
$6,019,954
Employer share of reported contributions
36.0%
Beginning assets
$904,290,816
Ending assets
$1,058,645,294
Ending net assets
$1,058,645,294
Ending liabilities
$0
Total income
$231,475,951
Total expenses
$77,121,473
Administrative expenses
$317,874
Participant loans
$20,129,521

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$3,725
2023
$4,595
2024
$4,783
Plan-paid administrative expenses per participant
2022
$15
2023
$21
2024
$38
Active participants
2022
7,058
2023
7,069
2024
6,926
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2024$4,7836,9261.1B20251001084152NAL0031204178001
2023$4,5957,069904.3M20241007151321NAL0026525376001
2022$3,7257,058716.4M20231010095245NAL0018617027001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
1.9%
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Not stated in the filing
Public plan identifier
752291093-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jul 1, 1993
Industry
Finance and insurance
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2H2J2K2S2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
BLACKROCK FUNDS2024Not reportedunknown
COHEN & STEERS2024Not reportedunknown
FIDELITY INVESTMENTS INST2024Not reportedunknown
INVESCO2024Not reportedunknown
PIMCO FUNDS DIST INST2024Not reportedunknown
VANGUARD MARKETING CORP2024Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →
Filing ACK_ID20251001084152NAL0031204178001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗