Department of Labor filing

GRATON ECONOMIC DEVELOPMENT AUTH

GRATON RESORT & CASINO 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 13, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

61filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$1,630

Reported employer contributions per active participant.

Higher than about 87% of comparable plans

#People in the filing

2,055

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$140 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 1% of comparable plans

↗Investment performance

Not available

Plan assets changed 25.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202461out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions87th percentileTypical peer $538 · based on 68 comparable plans

Lower reported administrative expense1st percentileTypical peer $44 · based on 70 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, GRATON ECONOMIC DEVELOPMENT AUTH reported $3,350,294 in employer contributions across the plan and 2,055 active participants. That works out to $1,630 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy83%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 30.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 21.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context61/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $3,350,294
Participant contributions: $11,090,491
Other contributions: $220,975
Employer share of reported contributions: 23.2%
Beginning assets: $69,201,484
Ending assets: $86,841,567
Ending net assets: $86,841,567
Ending liabilities: $0
Total income: $25,171,102
Total expenses: $7,531,019
Administrative expenses: $333,578
Participant loans: $4,095,609

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,335

2023

$2,243

2024

$1,630

Plan-paid administrative expenses per participant

2022

$115

2023

$123

2024

$140

Active participants

2022

1,741

2023

1,898

2024

2,055

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$1,630	2,055	86.8M	20251013134106NAL0000665699001
2023	$2,243	1,898	69.2M	20241126050926NAL0003437475001
2022	$2,335	1,741	50.1M	20231005140331NAL0013601251001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 4.7%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 460601203-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Feb 1, 2014
Industry: Accommodation and food services
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN FUNDS DISTRIBUTORS, INC.	2024	Not reported	unknown
BLACKROCK INVESTMENTS, INC.	2024	Not reported	unknown
FEDERATED SECURITIES CORP.	2024	Not reported	unknown
HARTFORD INVESTMENT FINANCIAL SERVI	2024	Not reported	unknown
J.P. MORGAN INVESTMENT MANAGEMENT	2024	Not reported	unknown
METROPOLITAN WEST FUNDS	2024	Not reported	unknown
T. ROWE PRICE	2024	Not reported	unknown
VANGUARD	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251013134106NAL0000665699001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗