Department of Labor filing

GREAT RIVER ENERGY

GREAT RIVER ENERGY 401(K) RETIREMENT PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 19, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

$16,112

Reported employer contributions per active participant.

Higher than about 96% of comparable plans

#People in the filing

665

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

-$46 / participant

Reported administrative expense—not every fee an employee may pay.

↗Investment performance

Not available

Plan assets changed 11.7%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions96th percentileTypical peer $6,372 · based on 71 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $123 · based on 68 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, GREAT RIVER ENERGY reported $10,714,368 in employer contributions across the plan and 665 active participants. That works out to $16,112 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy71%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 12.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 70.7%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $10,714,368
Participant contributions: $10,322,703
Other contributions: $6,674,715
Employer share of reported contributions: 50.9%
Beginning assets: $410,084,643
Ending assets: $457,975,060
Ending net assets: $457,972,513
Ending liabilities: $2,547
Total income: $83,951,258
Total expenses: $36,063,388
Administrative expenses: -$41,879
Participant loans: $2,229,443

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$18,311

2023

$15,570

2024

$16,112

Plan-paid administrative expenses per participant

2022

-$27

2023

-$36

2024

-$46

Active participants

2022

596

2023

628

2024

665

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$16,112	665	458M	20250919144343NAL0003199219001
2023	$15,570	628	410.1M	20240909102000NAL0005375681001
2022	$18,311	596	374.1M	20230823114946NAL0015137474001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.5%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 411924988-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1961
Industry: Utilities
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2F2G2J2K2T3F3H2E2R

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20250919144343NAL0003199219001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗