Department of Labor filing

HARROD CONCRETE & STONE COMPANY

HARROD CONCRETE PROFIT SHARING PLAN · For the plan year ended Dec 31, 2022

Spot something wrong?
Public filing 2022 · received Oct 10, 2023Verified current terms Not available

Plan at a glance

How good does the filing look?

16filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support
$1,096

Reported employer contributions per active participant.

Higher than about 13% of comparable plans
#People in the filing
105

Active participants reported for 2022.

The filing does not say how many employees are currently contributing.
¢Visible plan-paid fees
$265 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 22% of comparable plans
Investment performance
Not available

Plan assets changed -15.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.
What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓
Filing comparison · 202216out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions13th percentileTypical peer $2,444 · based on 128 comparable plans
Lower reported administrative expense22nd percentileTypical peer $125 · based on 129 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2022, HARROD CONCRETE & STONE COMPANY reported $115,053 in employer contributions across the plan and 105 active participants. That works out to $1,096 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy88%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 0.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 0.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context16/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions
$115,053
Participant contributions
$195,549
Other contributions
Not reported
Employer share of reported contributions
37.0%
Beginning assets
$4,608,778
Ending assets
$3,915,828
Ending net assets
$3,915,828
Ending liabilities
$0
Total income
-$314,263
Total expenses
$378,687
Administrative expenses
$32,271
Participant loans
Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant
2022
$1,096
Plan-paid administrative expenses per participant
2022
$265
Active participants
2022
105
Detailed filing history
Plan yearPer active participantActive participantsPlan assetsFiling ID
2022$1,0961053.9M20231010225559NAL0028727761001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets
Not stated in the filing
Independent accountant’s opinion
Unqualified opinion Code 1
Late participant contributions reported
Yes
Public plan identifier
610706919-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
Single-employer plan
Plan effective date
Jan 1, 1985
Industry
Mining, quarrying, and oil and gas
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2G2J2K3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

ProviderPlan yearDirect compensationIndirect compensation
TRANSAMERICA RETIREMENT SOLUTIONS2022Not reportedunknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →
Filing ACK_ID20231010225559NAL0028727761001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗