Department of Labor filing
Spot something wrong?HILLTOP ELECTRIC COMPANY
HILLTOP ELECTRIC COMPANY 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received Apr 2, 2026Verified current terms Not available
Plan summary
What matters most
This plan has an employer contribution that still needs verification and vesting that still needs verification. Reported employer contributions are around the middle of comparable plans.
56Fair plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0%
How the score works →Still to verify: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202545out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions58th percentileTypical peer $1,879 · based on 35,497 comparable plans
Lower reported administrative expense14th percentileTypical peer $96 · based on 31,706 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, HILLTOP ELECTRIC COMPANY reported $22,225 in employer contributions across this plan, or $2,223 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $22,225 $2,223 per active participant
- Participant contributions
- $31,314
- Other contributions
- Not reported Amounts not classified as employer or participant contributions
- Employer share of contributions
- 41.5%
- Active participants
- 10 Small plan
- Total participants
- 16 18 at the beginning of the year
- Ending assets
- $1,413,756 $88,360 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $1,197,202
- Ending net assets
- $1,413,756
- Beginning liabilities
- Not reported
- Ending liabilities
- Not reported
- Total income
- $233,563
- Total expenses
- $17,009
- Administrative expenses
- $11,103 $694 per active participant
- Participant loans
- Not reported Not reported of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$2,223
2025
$694
2025
10
2025
$1,413,756
2025
Not reported
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $2,223 | 10 | 1.4M |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- Not reported
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 521142315-002
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Mar 1, 1983
- Industry
- Construction
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
10-K · report period Dec 31, 2025Hilltop Holdings Inc. — 10-K filed 2026-02-13 ↗
Official filing · details not yet checkedWhat it says about employer contributions
its subsidiaries match a portion of employee contributions based on the amount of eligible employees’ contributions and salaries. The amount charged to operating expense for these matching contributions totaled $ 13.5 million, $ 13.3 million and $ 10.4 million during 2025, 2024 and 2023, respectively. The Company’s Hilltop Holdings Inc. Employee Stock Purchase Plan (the “ESPP”) provides a means for eligible employees of the Company to purchase shares of Hilltop common stock at a discounted price by accumulating funds, normally through payroll deductions and is intended to qualify under Section 423 of the Internal Revenue Code. Participating employees may purchase shares of common stock at 90 % of the fair market value on the last day of each quarterly offering period. The amount charged
What it says about fees
illion, $250.8 million and $218.9 million in principal transactions, commissions and fees and $181.3 million, $143.0 million and $134.3 million in investment banking, advisory and administrative fees during 2025, 2024 and 2023, respectively. (ii) Income from mortgage operations. Through PrimeLending, we generate noninterest income by originating and selling mortgage loans. During 2025, 2024 and 2023, we generated $301.2 million, $313.1 million and $316.7 million, respectively, in net gains from sale of loans, other mortgage production income (including income associated with retained mortgage servicing rights), and mortgage loan origination fees. In the aggregate, we generated $841.1 million, $771.0 million and $729.0 million in noninterest income during 2025, 2024 and 2023, respectively
Current plan terms
Help fill the gap the filing leaves.
If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.
Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260402152932NAL0002564912001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗