Department of Labor filing

HOMEOWNERS FINANCIAL GROUP

HOMEOWNERS FINANCIAL GROUP 401(K) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Sep 22, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

Not reported

Reported employer contributions per active participant.

#People in the filing

266

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$300 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 23% of comparable plans

↗Investment performance

Not available

Plan assets changed 2.1%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $3,279 · based on 1,427 comparable plans

Lower reported administrative expense23rd percentileTypical peer $184 · based on 1,443 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, HOMEOWNERS FINANCIAL GROUP reported Not reported in employer contributions across the plan and 266 active participants. That works out to Not reported per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy74%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendNot enough history

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 52.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: Not reported
Participant contributions: $2,104,436
Other contributions: $468,801
Employer share of reported contributions: Not reported
Beginning assets: $22,712,203
Ending assets: $23,200,110
Ending net assets: $23,200,110
Ending liabilities: $0
Total income: $5,426,527
Total expenses: $4,938,620
Administrative expenses: $123,053
Participant loans: $644,169

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$4,065

2023

Not reported

2024

Not reported

Plan-paid administrative expenses per participant

2022

$197

2023

$212

2024

$300

Active participants

2022

358

2023

321

2024

266

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	Not reported	266	23.2M	20250922121032NAL0006657059001
2023	Not reported	321	22.7M	20240913154012NAL0016539152001
2022	$4,065	358	20.5M	20230920140646NAL0002133377001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 2.8%
Independent accountant’s opinion: Disclaimer of opinion Code 3
Late participant contributions reported: Not stated in the filing
Public plan identifier: 200640473-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jun 22, 2005
Industry: Finance and insurance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H

Current plan terms

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Filing ACK_ID20250922121032NAL0006657059001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗