HUB MANAGER INC

employer contributions, with the stipulation that the employee must be on the payroll at December 31 of each year. For the plan year ended December 31, 2025, the Company provided matching contributions equal to 50 % of each participant’s pretax and/or Roth contributions up to a maximum of 3 % of each participant’s qualified earnings or $ 10,500 , whichever was less. For the plan year ended December 31, 2024, the Company provided matching contributions equal to 50 % of each participant’s pretax and/or Roth contributions up to a maximum of 3 % of each participant’s qualified earnings or $ 10,350 , whichever was less. Catch up contributions are not eligible to be matched. The Company may also make an annual discretionary profit-sharing contribution in an amount determined by the Board of Tru

tion. Employees may opt out of the automatic enrollment, stop contributions, modify their contribution rate, or change investment elections at any time. Vesting : Participants are immediately vested in their contributions and employer contributions plus earnings thereon. Any forfeitures that arise, primarily from return of excess employer contributions, are used to pay plan expenses or to reduce the employer matching contribution. As of December 31, 2025 and 2024, $ 44,189 and $ 31,310 forfeitures were available to pay expenses or offset future employer contributions, respectively. (Continued) 4. HUB GROUP EMPLOYEE PROFIT SHARING AND TRUST PLAN NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 NOTE 1 - DESCRIPTION OF PLAN (Continued) Payment of Benefits : On termination of service d

ns, Company discretionary profit-sharing contributions, as well as the participant’s share of the Plan’s income and any related administrative expenses and his or her withdrawals. Automatic Enrollment : The Plan includes a qualified automatic contribution arrangement, pursuant to which all newly eligible employees are enrolled automatically with a 6 % tax-deferred contribution rate, unless the employee elects otherwise. These contributions are invested in the Plan’s default investment option. Employees may opt out of the automatic enrollment, stop contributions, modify their contribution rate, or change investment elections at any time. Vesting : Participants are immediately vested in their contributions and employer contributions plus earnings thereon. Any forfeitures that arise, primaril

,315 Interest and dividends 2,034,475 Total investment income 41,623,790 Interest income on notes receivable from participants 452,802 Benefits paid to participants ( 43,786,625 ) Administrative expenses ( 444,251 ) Net increase 35,780,927 Net assets available for benefits Beginning of year 267,505,912 End of year $ 303,286,839 See accompanying notes to financial statements. 3. HUB GROUP EMPLOYEE PROFIT SHARING AND TRUST PLAN NOTES TO FINANCIAL STATEMENTS December 31, 2025 and 2024 NOTE 1 - DESCRIPTION OF PLAN The following brief description of the Hub Group Employee Profit Sharing and Trust Plan (“the Plan”) is provided for general information purposes only. Participants should refer to the Plan document for more complete information. General : The Plan is a defined contribution plan esta