Department of Labor filing

HUNTINGTON BEACH VET HOSPITAL, I

HUNTINGTON BEACH VET HOSPITAL INC. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

Latest public filing 2025 · received Jun 5, 2026Current benefit source dated Jan 1, 2026

At a glance

The details employees usually care about

Bottom line: The employer match is one of the plan's stronger features. You own the match immediately. The latest filing shows less employer money than most similar plans.

84Benefit score
from reviewed terms

54Plan health
from public filings

7/7Key terms
we could verify

See what drives the plan health score

Employer contributions versus peers17/10030% of the full model

Lower reported administrative cost42/10020% of the full model

Active-participant trend50/10010% of the full model

Net-asset trend50/10010% of the full model

Participant-loan burden100/10010% of the full model

Reported compliance signals100/10010% of the full model

Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

See what drives the benefit quality score

Maximum employer match85/10025% of the full model

Vesting100/10015% of the full model

Employee fee evidence60/10015% of the full model

Investment choices85/10015% of the full model

Eligibility timing55/10010% of the full model

Automatic enrollment100/10010% of the full model

Roth 401(k) access100/10010% of the full model

This separate score uses reviewed current terms only. It requires the employer contribution plus at least three other documented benefit measures. Missing terms are excluded, not treated as poor benefits.

Employer matchUp to 5%Strong

Effective January 1, 2026, Huntington matches $1.50 per dollar through 2% of eligible pay and dollar for dollar on the next 2%.

Check the source ↓

Value at $100,000 of pay$5,000 a year

Assumes you contribute enough to earn the full match (4% of pay). Eligibility and annual limits can change the amount.

When the money is yoursImmediately

Employee contributions are immediately vested.

Fees paid by employeesSee how costs are paid

Huntington pays some administrative fees from company assets.

Investment menuPlan choices documented

Employees choose among mutual funds, collective trusts, Huntington stock and Fidelity BrokerageLink.

When you can joinA waiting period applies

Employees become eligible after completing 30 days of employment.

Automatic enrollment4% default rate

Employees who make no election are automatically enrolled at 4% of eligible pay.

Roth 401(k)Offered

Available. Employees may make pre-tax and Roth contributions, and the plan permits in-plan Roth conversions beginning in 2026.

Employer money vs. similar plans17th percentile

Up 0.0% over the filing history shown.

Plan health54/100

Participation up 0.0% · assets up 0.0% · loans 1.2% of assets

How this is calculated →

What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.

One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. Source documents for the current terms are linked below.

Personalized estimate

What could HUNTINGTON BEACH VET HOSPITAL, I's contribution mean for you?

This uses the reviewed employer formula shown on this profile—not the plan-wide Form 5500 contribution average.

Eligible annual pay

Your contribution

Estimated employer money$4,250/year

Your annual contribution: $3,400
Possible maximum: $4,250
Potentially unclaimed: $0

Contributing about 4% of eligible pay captures the documented maximum under this simplified estimate.

Vesting: Employee contributions are immediately vested. Huntington matching contributions become fully vested after two years of service, with prior service counted.

Compare HUNTINGTON BEACH VET HOSPITAL, I with another employer →Review the source terms ↓

Estimate only. Compensation limits, eligibility, true-ups, contribution timing, employee groups, and plan amendments can change the result. Confirm the current formula in your plan documents.

Filing comparison · 202525out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions17th percentileTypical peer $2,475 · based on 85,770 comparable plans

Lower reported administrative expense42nd percentileTypical peer $102 · based on 77,997 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, HUNTINGTON BEACH VET HOSPITAL, I reported $4,601 in employer contributions across this plan, or $460 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating10

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison25/100

Compared with similarly sized plans in the same industry.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions: $4,601
Participant contributions: $7,326
Other contributions: Not reported
Employer share of contributions: 38.6%
Active participants: 10
Total participants: 14
Ending assets: $245,424
Net-asset change: Up 0.0%
Beginning net assets: $215,121
Ending net assets: $245,424
Beginning liabilities: Not reported
Ending liabilities: Not reported
Total income: $39,484
Total expenses: $9,181
Administrative expenses: $2,220
Participant loans: $2,946

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant

2025

$460

Administrative cost per participant

2025

$159

Active participants

2025

Total plan assets

2025

$245,424

Participant loans as a share of assets

2025

1.2%

Detailed filing history
Plan year	Employer money per active participant	Active participants	Plan assets
2025	$460	10	245.4K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets: 1.2%
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported: Not reported
Lease defaults reported: Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported: Not reported
Public plan identifier: 450581528-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: 1
Plan effective date: Jan 1, 2017
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Company filings

Retirement-plan details in SEC filings

These are relevant passages from company filings. Open the filing for context; a passage only becomes a current plan term after we check its wording and date.

10-K · report period Dec 31, 2025Hamilton Beach Brands Holding Co — 10-K filed 2026-02-25 ↗

Primary source · awaiting review

Vesting

f Class A Common, subject to transfer restrictions, as a means of retaining and rewarding selected employees for long-term performance. Shares awarded under the Executive Plan are fully vested and entitle the stockholder to all rights of common stock ownership except that shares may not be assigned, pledged or otherwise transferred during the restriction period. In general, the restriction period ends after three , five or ten years from the award date or at the earliest of (1) three years after the participant’s retirement date, or (2) the participant’s death or permanent disability. The Company issued 306,039 , 241,947 and 169,227 shares of Class A Common in the years ended December 31, 2025, 2024 and 2023, respectively. After the issuance of these shares, there were 705,355 shares of Cl

Fees

$ 654,693 100.0 % $ (47,841) (7.3) % Cost of sales 450,699 74.3 % 484,486 74.0 % (33,787) (7.0) % Gross profit 156,153 25.7 % 170,207 26.0 % (14,054) (8.3) % Selling, general and administrative expenses 119,263 19.7 % 126,703 19.4 % (7,440) (5.9) % Amortization of intangible assets 311 0.1 % 302 — % 9 3.0 % Operating profit 36,579 6.0 % 43,202 6.6 % (6,623) (15.3) % Interest expense, net 703 0.1 % 613 0.1 % 90 14.7 % Pension termination expense — — % 7,611 1.2 % (7,611) n/m Other expense (income), net 235 — % 1,602 0.2 % (1,367) (85.3) % Income before income taxes 35,641 5.9 % 33,376 5.1 % 2,265 6.8 % Income tax expense 9,186 1.5 % 2,617 0.4 % 6,569 251.0 % Net income $ 26,455 4.4 % $ 30,759 4.7 % $ (4,304) (14.0) % n/m = not meaningful Effective income tax rate 25.8 % 7.8 % The following

Verified plan terms

What dated primary sources say

Only details supported by the reviewed source appear here. We do not turn missing information into an answer.

Employer contribution: Effective January 1, 2026, Huntington matches $1.50 per dollar through 2% of eligible pay and dollar for dollar on the next 2%. Contributing 4% earns the maximum match equal to 5% of pay.
Eligibility: Employees become eligible after completing 30 days of employment.
Vesting: Employee contributions are immediately vested. Huntington matching contributions become fully vested after two years of service, with prior service counted.
Investment information: Employees choose among mutual funds, collective trusts, Huntington stock and Fidelity BrokerageLink. Contributions without an investment election default to an age-appropriate Vanguard Target Retirement Fund.
Automatic enrollment: Employees who make no election are automatically enrolled at 4% of eligible pay. The rate rises by 1 percentage point each January and, effective in 2026, can increase to 15% unless changed.
Roth contributions: Available. Employees may make pre-tax and Roth contributions, and the plan permits in-plan Roth conversions beginning in 2026.
Participant fees: Huntington pays some administrative fees from company assets. Employee accounts pay other administrative expenses, while investment expenses reduce applicable fund returns.

Source: The Huntington 401(k) Plan — 2025 Form 11-K ↗ · dated Jan 1, 2026

Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260605143737NAL0003835090001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗