Department of Labor filing

INSTITUTE FOR NATIVE PACIFIC

INSTITUTE FOR NATIVE PACIFIC EDUCATION AND CULTURE 403(B) PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 24, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

$907

Reported employer contributions per active participant.

Higher than about 34% of comparable plans

#People in the filing

109

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

Not reported / participant

Reported administrative expense—not every fee an employee may pay.

↗Investment performance

Not available

Form 5500 does not report an employee investment return.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions34th percentileTypical peer $1,271 · based on 835 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $74 · based on 845 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, INSTITUTE FOR NATIVE PACIFIC reported $98,914 in employer contributions across the plan and 109 active participants. That works out to $907 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy100%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 0.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendNot enough history

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $98,914
Participant contributions: $91,995
Other contributions: $419,369
Employer share of reported contributions: 51.8%
Beginning assets: $0
Ending assets: $1,202,252
Ending net assets: $1,202,252
Ending liabilities: $0
Total income: $614,215
Total expenses: $6,390
Administrative expenses: $2,226
Participant loans: $13,285

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2024

$907

Plan-paid administrative expenses per participant

2024

Not reported

Active participants

2024

109

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$907	109	1.2M	20251024174216NAL0001896099001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.1%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Yes
Public plan identifier: 990315193-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Aug 1, 2024
Industry: Health care and social assistance
Amended filing: Yes
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G2F3D2J2E2S2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN FUNDS	2024	Not reported	unknown
BLACKROCK ADVISORS	2024	Not reported	unknown
CALVERT RESEARCH AND MANAGEMENT	2024	Not reported	unknown
DELAWARE FUNDS BY MACQUARIE	2024	Not reported	unknown
DODGE AND COX	2024	Not reported	unknown
MFS	2024	Not reported	unknown
MID ATLANTIC TRUST COMPANY	2024	Not reported	unknown
MUTUAL OF AMERICA	2024	Not reported	unknown
PIMCO	2024	Not reported	unknown
T. ROWE PRICE	2024	Not reported	unknown
VANGUARD	2024	Not reported	unknown
VICTORY CAPITAL MANAGEMENT INC.	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20251024174216NAL0001896099001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗