Department of Labor filing

INTERNATIONAL BANCSHARES CORPORATION

INTERNATIONAL BANCSHARES CORPORATION EMPLOYEES PROFIT SHARING PLAN AND TRUST · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 10, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

$2,538

Reported employer contributions per active participant.

Higher than about 49% of comparable plans

#People in the filing

1,757

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$0 / participant

Reported administrative expense—not every fee an employee may pay.

↗Investment performance

Not available

Plan assets changed 7.4%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions49th percentileTypical peer $2,614 · based on 146 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $101 · based on 144 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, INTERNATIONAL BANCSHARES CORPORATION reported $4,460,000 in employer contributions across the plan and 1,757 active participants. That works out to $2,538 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy87%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 12.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 100.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $4,460,000
Participant contributions: $2,967,307
Other contributions: Not reported
Employer share of reported contributions: 60.0%
Beginning assets: $100,571,313
Ending assets: $108,010,689
Ending net assets: $107,927,003
Ending liabilities: $83,686
Total income: $14,434,049
Total expenses: $7,064,023
Administrative expenses: $0
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$2,886

2023

$2,499

2024

$2,538

Plan-paid administrative expenses per participant

2022

$76

2023

2024

Active participants

2022

1,490

2023

1,605

2024

1,757

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,538	1,757	108M	20251010144805NAL0004345571001
2023	$2,499	1,605	100.6M	20241011152812NAL0012705171001
2022	$2,886	1,490	97.5M	20231006170043NAL0015820467001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 742157138-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jan 1, 1976
Industry: Management of companies
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2J

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
LPL FINANCIAL, LLC	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

If you have a current SPD, fee disclosure, or enrollment guide, you can share it with us. We check the source and date before adding anything to the profile.

Share a document →

Filing ACK_ID20251010144805NAL0004345571001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗