Department of Labor filing

J. L. CULPEPPER & COMPANY, INC.

RRS FOODSERVICE 401(K) AND PROFIT SHARING PLAN · For the plan year ended Dec 31, 2024

Public filing 2024 · received Oct 9, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

63filing comparison
out of 100

The filing looks somewhat better than typical peers on the measures we can compare. This is a filing comparison, not a complete benefits score.

$Employer support

$2,558

Reported employer contributions per active participant.

Higher than about 86% of comparable plans

#People in the filing

113

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$295 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 10% of comparable plans

↗Investment performance

Not available

Plan assets changed 13.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202463out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions86th percentileTypical peer $1,027 · based on 354 comparable plans

Lower reported administrative expense10th percentileTypical peer $132 · based on 372 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, J. L. CULPEPPER & COMPANY, INC. reported $289,089 in employer contributions across the plan and 113 active participants. That works out to $2,558 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy84%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 3.2%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 14.5%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context63/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $289,089
Participant contributions: $509,194
Other contributions: $3,808
Employer share of reported contributions: 36.2%
Beginning assets: $7,301,259
Ending assets: $8,309,319
Ending net assets: $8,309,319
Ending liabilities: $0
Total income: $1,567,858
Total expenses: $559,798
Administrative expenses: $42,132
Participant loans: $88,901

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2023

$2,643

2024

$2,558

Plan-paid administrative expenses per participant

2023

$257

2024

$295

Active participants

2023

121

2024

113

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$2,558	113	8.3M	20251009110315NAL0015858850001
2023	$2,643	121	7.3M	20241015112544NAL0047563872001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.1%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 540582703-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Mar 31, 1964
Industry: Transportation and warehousing
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Current plan terms

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Filing ACK_ID20251009110315NAL0015858850001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗