Department of Labor filing

J.W. FLOOR COVERING, INC.

J.W. FLOOR COVERING/RESOURCE FLOORS EMPLOYEE SAVINGS AND RETI · For the plan year ended Dec 31, 2024

Public filing 2024 · received Aug 12, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

13filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

Reported employer contributions per active participant.

Higher than about 1% of comparable plans

#People in the filing

138

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$214 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 41% of comparable plans

↗Investment performance

Not available

Plan assets changed 17.9%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202413out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions1st percentileTypical peer $1,990 · based on 1,102 comparable plans

Lower reported administrative expense41st percentileTypical peer $185 · based on 1,120 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2024, J.W. FLOOR COVERING, INC. reported $0 in employer contributions across the plan and 138 active participants. That works out to $0 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy72%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 100.0%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 21.3%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context13/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $0
Participant contributions: $369,830
Other contributions: Not reported
Employer share of reported contributions: 0.0%
Beginning assets: $5,928,215
Ending assets: $6,990,032
Ending net assets: $6,990,032
Ending liabilities: $0
Total income: $1,556,312
Total expenses: $494,495
Administrative expenses: $46,977
Participant loans: $130,351

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$270

2023

Not reported

2024

Plan-paid administrative expenses per participant

2022

$176

2023

$188

2024

$214

Active participants

2022

167

2023

163

2024

138

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$0	138	7M	20250812051811NAL0004206579001
2023	Not reported	163	5.9M	20240722051627NAL0009627809001
2022	$270	167	4.6M	20231002101402NAL0011337667001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.9%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 330192832-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1996
Industry: Construction
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN FUNDS DISTRIBUTORS, INC.	2024	Not reported	unknown
BLACKROCK INVESTMENTS, INC.	2024	Not reported	unknown
COLUMBIA	2024	Not reported	unknown
GOLDMAN SACHS	2024	Not reported	unknown
JANUS DISTRIBUTORS, LLC	2024	Not reported	unknown
LORD ABBETT DISTRIBUTOR, LLC	2024	Not reported	unknown
NUVEEN INVESTMENTS	2024	Not reported	unknown
VANGUARD	2024	Not reported	unknown

Current plan terms

Help fill the gap the filing leaves.

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Filing ACK_ID20250812051811NAL0004206579001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗