Department of Labor filing

L/B WATER SERVICE, INC.

L/B WATER SERVICE, INC. 401(K) PLAN · For the plan year ended Mar 31, 2025

Public filing 2024 · received Nov 25, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

5filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

Reported employer contributions per active participant.

Higher than about 3% of comparable plans

#People in the filing

237

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$413 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 9% of comparable plans

↗Investment performance

Not available

Plan assets changed -2.8%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 20245out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions3rd percentileTypical peer $2,059 · based on 1,266 comparable plans

Lower reported administrative expense9th percentileTypical peer $195 · based on 1,288 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Mar 31, 2025, L/B WATER SERVICE, INC. reported $748 in employer contributions across the plan and 237 active participants. That works out to $3 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy89%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendNot enough history

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 18.6%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context5/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $748
Participant contributions: $1,571,955
Other contributions: $729,207
Employer share of reported contributions: 0.0%
Beginning assets: $23,052,431
Ending assets: $22,412,985
Ending net assets: $22,412,985
Ending liabilities: $0
Total income: $3,565,384
Total expenses: $4,524,276
Administrative expenses: $111,527
Participant loans: $245,036

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

Not reported

2023

Not reported

2024

Plan-paid administrative expenses per participant

2022

$348

2023

$434

2024

$413

Active participants

2022

222

2023

232

2024

237

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$3	237	22.4M	20251125101646NAL0003206017001
2023	Not reported	232	23.1M	20241112105602NAL0009797363001
2022	Not reported	222	18.6M	20231206095236NAL0021788896001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 1.1%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 753036438-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Dec 15, 1978
Industry: Wholesale trade
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D

Current plan terms

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Filing ACK_ID20251125101646NAL0003206017001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗