Department of Labor filing

LABORATORY MEDICINE SPECIALISTS OF DULUTH, P.A.

LABORATORY MEDICINE SPECIALISTS OF DULUTH, P. A. 401(K) PROFIT SHARING PLAN · For the plan year ended Dec 31, 2025

Latest public filing 2025 · received Apr 30, 2026

At a glance

The details employees usually care about

Bottom line: The employer contribution is documented. Vesting is not confirmed yet. The latest filing also shows more employer money than most similar plans.

67Plan health
from public filings

See what drives the plan health score

Employer contributions versus peers100/10030% of the full model

Lower reported administrative cost1/10020% of the full model

Active-participant trend50/10010% of the full model

Net-asset trend50/10010% of the full model

Reported compliance signals100/10010% of the full model

Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

Employer matchSee verified formula

ng plan (the “Plan”) which covers all employees who have attained age 21 and who have met minimum service requirements.

Value at $100,000 of paySee formula

There is not enough detail for a reliable example.

Employer money vs. similar plans100th percentile

Up 0.0% over the filing history shown.

Plan health67/100

Participation up 0.0% · assets up 0.0%

How this is calculated →

Still checking: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability

These details may be in documents available only to employees. We leave them blank until we find a dated source.

What to check first: the match, vesting, waiting period and fees. Use the filing history to see how the plan has changed over time.

One limitation: public filings do not show your personal investment returns. A blank means we could not verify the answer; it does not count against the plan. We still need a current plan document for today’s benefit rules.

Filing comparison · 202570out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions100th percentileTypical peer $1,906 · based on 56,903 comparable plans

Lower reported administrative expense1st percentileTypical peer $71 · based on 50,652 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, LABORATORY MEDICINE SPECIALISTS OF DULUTH, P.A. reported $139,500 in employer contributions across this plan, or $46,500 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating3

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison70/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions: $139,500
Participant contributions: $93,000
Other contributions: Not reported
Employer share of contributions: 60.0%
Active participants: 3
Total participants: 4
Ending assets: $6,302,386
Net-asset change: Up 0.0%
Beginning net assets: $5,355,221
Ending net assets: $6,302,386
Beginning liabilities: Not reported
Ending liabilities: Not reported
Total income: $966,305
Total expenses: $19,140
Administrative expenses: $19,140
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant

2025

$46,500

Administrative cost per participant

2025

$4,785

Active participants

2025

Total plan assets

2025

$6,302,386

Participant loans as a share of assets

2025

Not reported

Detailed filing history
Plan year	Employer money per active participant	Active participants	Plan assets
2025	$46,500	3	6.3M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets: Not reported
Independent accountant’s opinion: Not stated in the filing
Late participant contributions reported: Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported: Not reported
Lease defaults reported: Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported: Not reported
Public plan identifier: 411635441-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: 1
Plan effective date: Jul 1, 2010
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2A2E2F2G2J2R3D

Company filings

Retirement-plan details in SEC filings

These are relevant passages from company filings. Open the filing for context; a passage only becomes a current plan term after we check its wording and date.

10-K · report period Feb 1, 2026DULUTH HOLDINGS INC. — 10-K filed 2026-03-20 ↗

Primary source · awaiting review

Employer contributions

ng plan (the “Plan”) which covers all employees who have attained age 21 and who have met minimum service requirements. The Company makes quarterly non-discretionary “safe harbor” matching contributions to the Plan equal to 100 % of the basic contribution made by each participant on the first 3 % of his or her compensation plus 50 % of the basic contribution made by each participant on the next 2 % of his or her compensation. As of January 1, 2025, the Company updated the non-discretionary “safe harbor” matching contributions to the Plan to 100 % of the basic contribution made by each participant on the first 1 % of his or her compensation plus 50 % of the basic contribution made by each participant on the next 5 % of his or her compensation. On January 1, 2026, the Company reverted back t

Fees

significant impact on our gross profit and gross profit margin. Historically, this revenue has partially offset our shipping and handling expense included in selling, general and administrative expenses. Online and omnichannel retailers are increasing their focus on delivery services, with customers increasingly seeking faster, guaranteed delivery times and low-price or free shipping. Higher direct-to-consumer net sales has resulted and may continue to result in additional peak surcharges assessed by our delivery partners. To remain competitive, we have been required to offer discounted, free or other more competitive shipping options to our customers, which has resulted in declines in our shipping and handling revenue and increased shipping and handling expense. We expect further decline

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260430081605NAL0024632914001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗