Department of Labor filing

LERCH, EARLY & BREWER CHARTERED

LERCH, EARLY AND BREWER CHARTERED 401(K) PLAN · For the plan year ended Sep 30, 2025

Public filing 2024 · received Jul 15, 2026Verified current terms Not available

Plan at a glance

How good does the filing look?

There is not enough comparable filing data to judge this plan yet. This is a filing comparison, not a complete benefits score.

$Employer support

$11,280

Reported employer contributions per active participant.

Higher than about 93% of comparable plans

#People in the filing

164

Active participants reported for 2024.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

-$103 / participant

Reported administrative expense—not every fee an employee may pay.

↗Investment performance

Not available

Plan assets changed 22.2%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 2024—There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributions93rd percentileTypical peer $3,137 · based on 5,509 comparable plans

Lower reported administrative expenseNot enough dataTypical peer $173 · based on 5,672 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Sep 30, 2025, LERCH, EARLY & BREWER CHARTERED reported $1,849,999 in employer contributions across the plan and 164 active participants. That works out to $11,280 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy79%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 26.3%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 4.8%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer contextNot enough data

Comparable-plan data is too limited for a score.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $1,849,999
Participant contributions: $1,981,166
Other contributions: $6,245,304
Employer share of reported contributions: 48.3%
Beginning assets: $81,450,590
Ending assets: $99,553,883
Ending net assets: $99,553,883
Ending liabilities: $0
Total income: $21,448,017
Total expenses: $3,344,724
Administrative expenses: -$18,092
Participant loans: $225,273

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$8,931

2023

$6,248

2024

$11,280

Plan-paid administrative expenses per participant

2022

-$99

2023

$80

2024

-$103

Active participants

2022

115

2023

129

2024

164

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2024	$11,280	164	99.6M	20260715152320NAL0002314403001
2023	$6,248	129	81.5M	20250714113903NAL0001409488001
2022	$8,931	115	64.2M	20240715110515NAL0001589441001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 0.2%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 521037344-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Oct 1, 1983
Industry: Professional, scientific, and technical services
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2E2F2G2J2K2T3D

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
FIDELITY INVESTMENTS INSTITUTIONAL	2024	Not reported	unknown

Current plan terms

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Filing ACK_ID20260715152320NAL0002314403001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗