Department of Labor filing
Spot something wrong?LINCOLN CARRIERS AZ INC
LINCOLN CARRIERS AZ INC 401(K) PLAN · For the plan year ended Dec 31, 2025
Public filing 2025 · received May 8, 2026Verified current terms Not available
Plan summary
What matters most
This plan has a documented employer contribution and immediate vesting. Reported employer contributions are around the middle of comparable plans.
80Excellent plan health
high confidence
high confidence
See what drives the plan health score
Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.
e date the Plan Sponsor matching contribution for eligible participants is equal to 100 % of each participant’s contributions, not to exceed 6 % of eligible earnings.
The official filing does not support a reliable dollar example.
an allocation of the Plan’s investment income or losses based upon the participant’s election of investment options.
ntributions: Plan Sponsor 349,655 Participant 569,150 Rollover 439,507 Total contributions 1,358,312 Total additions 35,700,420 Deductions Benefits paid to participants 39,923,633 Administrative expenses 8,006 Total deductions 39,931,639 Net increase (decrease) before transfer of assets ( 4,231,219 ) Net transfers from (to) affiliated plans 129 Net increase (decrease) ( 4,231,090 ) Net Assets Available for Benefits Beginning-of-year 226,327,710 End-of-year $ 222,096,620 See accompanying Notes to Financial Statements 3 LNL Agents’ 401(k) Savings Plan Notes to Financial Statements 1.
of termination due to death, disability, retirement or transfer to full-time employee status, the Core contribution will be based on eligible earnings up to the termination date.
eligible to make catch-up contributions, as determined by the Internal Revenue Service (“IRS”) and ERISA
Annuity Company of New York. Contributions Participants are permitted to make pre-tax contributions or elect to reduce their eligible compensation, as defined by the Plan, to make Roth 401(k) contributions at a combined rate of at least 1 % but not more than 50 % of eligible earnings, up to a maximum annual amount as determined under applicable law. Roth 401(k) contributions are includable in the participant’s gross income at the time of deferral and must be irrevocably designated as Roth 401(k) contributions. Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions, as determined by the Internal Revenue Service (“IRS”) and ERISA. Participants may also contribute amounts representing distributions from other qualified defined benefit
Up 0.0% over the filing history shown.
Participation up 0.0% · assets up 0.0% · loans 1.9% of assets
How the score works →Still to verify: automatic enrollment. These items stay out of the summary until a dated source confirms them.
What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.
Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.
Filing comparison · 202577out of 100 among similar-size plans in the same industry when enough peers exist
How this filing compares
Reported employer contributions70th percentileTypical peer $1,314 · based on 6,187 comparable plans
Lower reported administrative expense93rd percentileTypical peer $64 · based on 6,019 comparable plans
This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.
Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.
The short version
What employees should know
For the year ended Dec 31, 2025, LINCOLN CARRIERS AZ INC reported $52,503 in employer contributions across this plan, or $2,188 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.
Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.
Change in employer contributions per active participant.
Change in reported administrative cost per participant. Fund expenses may be separate.
Compared with similarly sized plans in the same industry.
What this public record cannot answer
For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.
Money and scale
Contributions, assets, and expenses
These are plan-wide totals. They are not individual account balances.
- Employer contributions
- $52,503 $2,188 per active participant
- Participant contributions
- $70,265
- Other contributions
- $2 Amounts not classified as employer or participant contributions
- Employer share of contributions
- 42.8%
- Active participants
- 24 Small plan
- Total participants
- 40 20 at the beginning of the year
- Ending assets
- $90,950 $2,274 per participant
- Net-asset change
- Up 0.0% Not the same as investment performance
- Beginning net assets
- $0
- Ending net assets
- $90,950
- Beginning liabilities
- $0
- Ending liabilities
- $0
- Total income
- $131,586
- Total expenses
- $47,219
- Administrative expenses
- $154 $4 per active participant
- Participant loans
- $1,735 1.9% of plan assets
Three-year filing history
How the reported figures changed
Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.
2025
$2,188
2025
$4
2025
24
2025
$90,950
2025
1.9%
| Plan year | Employer money per active participant | Active participants | Plan assets |
|---|---|---|---|
| 2025 | $2,188 | 24 | 91K |
Changes in plan assets are not the same as investment performance.
Plan health
Operational signals worth checking
- Participant loans as a share of plan assets
- 1.9%
- Independent accountant’s opinion
- Not stated in the filing
- Late participant contributions reported
- Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
- Loan defaults reported
- Not reported
- Lease defaults reported
- Not reportedOnly a small number of filings report these events.
- Nonexempt transactions reported
- Not reported
- Public plan identifier
- 993301588-001
Reported plan details
Identity and filing status
- Plan type
- Retirement plan
- Employer arrangement
- 1
- Plan effective date
- Jan 1, 2025
- Industry
- Transportation and warehousing
- Amended filing
- No
- Final filing for this plan
- No
- Short plan year
- No
- 401(k) feature reported
- Yes
Show DOL characteristic codes
2E2F2G2J2K2S2T3D3H
Company filings
What the company has told the SEC about this plan
We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.
11-K · report period Dec 31, 2025LINCOLN NATIONAL CORP — 11-K filed 2026-06-25 ↗
Official filing · details not yet checkedWhat it says about employer contributions
e date the Plan Sponsor matching contribution for eligible participants is equal to 100 % of each participant’s contributions, not to exceed 6 % of eligible earnings. Plan Sponsor matching contributions also include catch-up contributions made by participants who have attained age 50 before the end of the Plan year. Each payroll period, the Plan Sponsor makes a non-elective contribution equal to any difference between (i) the matching contribution the Plan Sponsor would have made if a participant’s eligible earnings (net of other applicable deductions) were sufficient to make the full amount of the pre-tax and/or Roth 401(k) contributions elected by the participant for that payroll period and (ii) the actual matching contribution made by the Plan Sponsor to the participant’s Plan account b
What it says about vesting
an allocation of the Plan’s investment income or losses based upon the participant’s election of investment options. 4 Vesting Participants’ contributions and earnings thereon are fully vested at all times. Prior to January 1, 2025, Plan Sponsor contributions other than Core contributions vested based upon years of service as defined in the Plan document as follows: Years of Service Percent Vested < 2 0 % 2 50 % 3 or more 100 % Subsequent to January 1, 2025, Plan Sponsor matching contributions and earnings thereon are fully vested at all times. For Plan Sponsor contributions other than Core contributions made prior to January 1, 2025, regardless of years of service, a participant’s unvested interest in such contributions shall become fully vested if the participant’s service terminates due
What it says about fees
ntributions: Plan Sponsor 349,655 Participant 569,150 Rollover 439,507 Total contributions 1,358,312 Total additions 35,700,420 Deductions Benefits paid to participants 39,923,633 Administrative expenses 8,006 Total deductions 39,931,639 Net increase (decrease) before transfer of assets ( 4,231,219 ) Net transfers from (to) affiliated plans 129 Net increase (decrease) ( 4,231,090 ) Net Assets Available for Benefits Beginning-of-year 226,327,710 End-of-year $ 222,096,620 See accompanying Notes to Financial Statements 3 LNL Agents’ 401(k) Savings Plan Notes to Financial Statements 1. Description of the Plan The following description of the LNL Agents’ 401(k) Savings Plan (the “Plan”) is a summary only; a detailed Plan document can be obtained from Lincoln National Corporation (“LNC”) Human R
Current plan terms
Help fill the gap the filing leaves.
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Filing evidence
Open the selected public records
We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.
Filing ACK_ID20260508220037NAL0003463187078
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗