Department of Labor filing

LINCOLN TITLE & SETTLEMENT SERVICES, LLC

LINCOLN TITLE & SETTLEMENT SERVICES, LLC 401K PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Apr 15, 2026Verified current terms Not available

Plan summary

The numbers that matter first

51Fair plan health
high confidence
See what drives the plan health score
Employer contributions versus peers39/10030% of the full model
Lower reported administrative cost19/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness100/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

01 · Employer matchSee verified formula

e date the Plan Sponsor matching contribution for eligible participants is equal to 100 % of each participant’s contributions, not to exceed 6 % of eligible earnings.

02 · Maximum employer contributionSee formula

Extracted from an official plan filing; editorial verification is pending.

03 · VestingImmediate

an allocation of the Plan’s investment income or losses based upon the participant’s election of investment options.

04 · Fees and expensesOfficial filing detail

ntributions: Plan Sponsor 349,655 Participant 569,150 Rollover 439,507 Total contributions 1,358,312 Total additions 35,700,420 Deductions Benefits paid to participants 39,923,633 Administrative expenses 8,006 Total deductions 39,931,639 Net increase (decrease) before transfer of assets ( 4,231,219 ) Net transfers from (to) affiliated plans 129 Net increase (decrease) ( 4,231,090 ) Net Assets Available for Benefits Beginning-of-year 226,327,710 End-of-year $ 222,096,620 See accompanying Notes to Financial Statements 3 LNL Agents’ 401(k) Savings Plan Notes to Financial Statements 1.

05 · Investment choicesOfficial filing detail

of termination due to death, disability, retirement or transfer to full-time employee status, the Core contribution will be based on eligible earnings up to the termination date.

06 · Eligibility and waiting periodeligible to make catch-up contributions, as determined by the Internal Revenue Service (“IRS”) and ERISA

eligible to make catch-up contributions, as determined by the Internal Revenue Service (“IRS”) and ERISA

07 · Automatic enrollmentNot stated in official filing

The selected official filing does not establish a current default rate.

08 · Roth 401(k)Available

Annuity Company of New York. Contributions Participants are permitted to make pre-tax contributions or elect to reduce their eligible compensation, as defined by the Plan, to make Roth 401(k) contributions at a combined rate of at least 1 % but not more than 50 % of eligible earnings, up to a maximum annual amount as determined under applicable law. Roth 401(k) contributions are includable in the participant’s gross income at the time of deferral and must be irrevocably designated as Roth 401(k) contributions. Participants who have attained age 50 before the end of the Plan year are eligible to make catch-up contributions, as determined by the Internal Revenue Service (“IRS”) and ERISA. Participants may also contribute amounts representing distributions from other qualified defined benefit

09 · Employer contribution vs. peers39th percentile

Up 0.0% over the filing history shown.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 202533out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions39th percentileTypical peer $1,709 · based on 10,497 comparable plans
Lower reported administrative expense19th percentileTypical peer $83 · based on 9,604 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. The comparison used the most specific peer group with enough valid filings.

The short version

What employees should know

For the year ended Dec 31, 2025, LINCOLN TITLE & SETTLEMENT SERVICES, LLC reported $3,620 in employer contributions across this plan, or $1,207 per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating3

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeUp 0.0%

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparison33/100

Compared with similarly sized plans in the same industry.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
$3,620
$1,207 per active participant
Participant contributions
$14,435
Other contributions
$0
Amounts not classified as employer or participant contributions
Employer share of contributions
20.0%
Active participants
3
Small plan
Total participants
3
3 at the beginning of the year
Ending assets
$154,547
$51,516 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$125,931
Ending net assets
$154,547
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$43,629
Total expenses
$15,013
Administrative expenses
$1,619
$540 per active participant
Participant loans
Not reported
Not reported of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
$1,207
Administrative cost per participant
2025
$540
Active participants
2025
3
Total plan assets
2025
$154,547
Participant loans as a share of assets
2025
Not reported
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025$1,2073154.5K

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
Not reported
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
203970315-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Jan 1, 2020
Industry
Real estate
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2F2G2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

11-K · report period Dec 31, 2025LINCOLN NATIONAL CORP — 11-K filed 2026-06-25
Official filing · details not yet checked
What it says about employer contributions

e date the Plan Sponsor matching contribution for eligible participants is equal to 100 % of each participant’s contributions, not to exceed 6 % of eligible earnings. Plan Sponsor matching contributions also include catch-up contributions made by participants who have attained age 50 before the end of the Plan year. Each payroll period, the Plan Sponsor makes a non-elective contribution equal to any difference between (i) the matching contribution the Plan Sponsor would have made if a participant’s eligible earnings (net of other applicable deductions) were sufficient to make the full amount of the pre-tax and/or Roth 401(k) contributions elected by the participant for that payroll period and (ii) the actual matching contribution made by the Plan Sponsor to the participant’s Plan account b

What it says about vesting

an allocation of the Plan’s investment income or losses based upon the participant’s election of investment options. 4 Vesting Participants’ contributions and earnings thereon are fully vested at all times. Prior to January 1, 2025, Plan Sponsor contributions other than Core contributions vested based upon years of service as defined in the Plan document as follows: Years of Service Percent Vested < 2 0 % 2 50 % 3 or more 100 % Subsequent to January 1, 2025, Plan Sponsor matching contributions and earnings thereon are fully vested at all times. For Plan Sponsor contributions other than Core contributions made prior to January 1, 2025, regardless of years of service, a participant’s unvested interest in such contributions shall become fully vested if the participant’s service terminates due

What it says about fees

ntributions: Plan Sponsor 349,655 Participant 569,150 Rollover 439,507 Total contributions 1,358,312 Total additions 35,700,420 Deductions Benefits paid to participants 39,923,633 Administrative expenses 8,006 Total deductions 39,931,639 Net increase (decrease) before transfer of assets ( 4,231,219 ) Net transfers from (to) affiliated plans 129 Net increase (decrease) ( 4,231,090 ) Net Assets Available for Benefits Beginning-of-year 226,327,710 End-of-year $ 222,096,620 See accompanying Notes to Financial Statements 3 LNL Agents’ 401(k) Savings Plan Notes to Financial Statements 1. Description of the Plan The following description of the LNL Agents’ 401(k) Savings Plan (the “Plan”) is a summary only; a detailed Plan document can be obtained from Lincoln National Corporation (“LNC”) Human R

10-K · report period Dec 31, 2025QUANTA SERVICES, INC. — 10-K filed 2026-02-19
Official filing · details not yet checked
What it says about employer contributions

le U.S. employees who are not provided retirement benefits through a collective bargaining agreement may make contributions through payroll deductions and to which we make certain matching contributions. Ethics and Compliance All of our employees are subject to Quanta’s Code of Conduct, which addresses compliance with applicable laws and Quanta’s policies concerning, among other things, general business ethics, competition, anti-corruption and bribery, environmental protection, conflicts of interest, harassment and discrimination, data security and privacy, and insider trading. Quanta’s Code of Conduct also informs employees and third parties (such as suppliers, subcontractors and members of the public) about the resources and confidential reporting mechanisms available to detect, prevent

What it says about vesting

law. Quanta may also make discretionary employer contributions to such plan. Matching contributions vest immediately, and discretionary employer contributions may be subject to a vesting schedule determined at the time of the contribution, provided that vesting accelerates upon a change in control or the participant’s death or retirement. All matching and discretionary employer contributions, whether vested or not, are forfeited upon a participant’s termination of employment for cause or upon the participant engaging in competition with Quanta or any of its affiliates. As of December 31, 2025 and 2024, the liability related to deferred cash compensation under these plans, including amounts contributed by Quanta, was $ 126.1 million and $ 110.2 million, the majority of which was included i

What it says about fees

2 20.1 % Gross profit 4,275,081 15.0 3,510,761 14.8 764,320 21.8 % Equity in earnings of integral unconsolidated affiliates 55,635 0.2 50,484 0.2 5,151 10.2 % Selling, general and administrative expenses (2,189,209) (7.7) (1,824,754) (7.7) (364,455) 20.0 % Amortization of intangible assets (498,795) (1.7) (382,959) (1.6) (115,836) 30.2 % Increase in fair value of contingent consideration liabilities (31,203) (0.1) (7,064) — (24,139) 341.7 % Operating income 1,611,509 5.7 1,346,468 5.7 265,041 19.7 % Interest and other financing expenses (261,445) (1.0) (202,687) (0.9) (58,758) 29.0 % Interest income 15,702 0.1 32,404 0.1 (16,702) (51.5) % Other income, net 23,739 0.1 35,845 0.2 (12,106) (33.8) % Income before income taxes 1,389,505 4.9 1,212,030 5.1 177,475 14.6 % Provision for income taxe

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260415081704NAL0019595969001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗