Department of Labor filing

LIVING IN FULFILLING ENVIRONMENTS (L.I.F.E.) INC.

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF LIVING IN FULFILLING ENVIRONMENTS (L.I.F.E.), INC. · For the plan year ended Dec 31, 2023

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Public filing 2023 · received Oct 9, 2024Verified current terms Not available

Plan at a glance

How good does the filing look?

38filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$460

Reported employer contributions per active participant.

Higher than about 16% of comparable plans

#People in the filing

198

Active participants reported for 2023.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$4 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 90% of comparable plans

↗Investment performance

Not available

Plan assets changed 19.0%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202338out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions16th percentileTypical peer $1,171 · based on 832 comparable plans

Lower reported administrative expense90th percentileTypical peer $65 · based on 847 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Dec 31, 2023, LIVING IN FULFILLING ENVIRONMENTS (L.I.F.E.) INC. reported $91,054 in employer contributions across the plan and 198 active participants. That works out to $460 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy92%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendDown 1.7%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendDown 39.2%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context38/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $91,054
Participant contributions: $262,528
Other contributions: $44,856
Employer share of reported contributions: 25.8%
Beginning assets: $3,964,396
Ending assets: $4,716,774
Ending net assets: $4,716,774
Ending liabilities: $0
Total income: $993,902
Total expenses: $241,524
Administrative expenses: $793
Participant loans: $238,151

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$468

2023

$460

Plan-paid administrative expenses per participant

2022

2023

Active participants

2022

174

2023

198

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2023	$460	198	4.7M	20241009154338NAL0010798787001
2022	$468	174	4M	20231013152659NAL0067886370001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: 5.0%
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 050425244-001

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Apr 1, 1987
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G3D2J2K2E2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN CENTURY INVESTMENTS	2023	Not reported	unknown
AMERICAN FUNDS	2023	Not reported	unknown
CALVERT RESEARCH AND MANAGEMENT	2023	Not reported	unknown
DELAWARE FUNDS BY MACQUARIE	2023	Not reported	unknown
DWS	2023	Not reported	unknown
FIDELITY INVESTMENTS	2023	Not reported	unknown
GOLDMAN SACHS	2023	Not reported	unknown
INVESCO	2023	Not reported	unknown
MFS	2023	Not reported	unknown
MUTUAL OF AMERICA	2023	Not reported	unknown
NEUBERGER BERMAN	2023	Not reported	unknown
PIMCO	2023	Not reported	unknown
T. ROWE PRICE	2023	Not reported	unknown
VANGUARD	2023	Not reported	unknown
VICTORY CAPITAL MANAGEMENT INC.	2023	Not reported	unknown

Current plan terms

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Filing ACK_ID20241009154338NAL0010798787001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗