Department of Labor filing

LONG ISLAND NATURAL IMAGE, INC.

LONG ISLAND NATURAL IMAGE, INC. 401(K) PLAN · For the plan year ended Dec 31, 2025

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Public filing 2025 · received Jul 8, 2026Verified current terms Not available

Plan summary

What matters most

This plan has an employer contribution that still needs verification and vesting that still needs verification. Peer filing context is shown below.

55Fair plan health
medium confidence
See what drives the plan health score
Lower reported administrative cost4/10020% of the full model
Active-participant trend50/10010% of the full model
Net-asset trend50/10010% of the full model
Participant-loan burden100/10010% of the full model
Reported compliance signals100/10010% of the full model
Filing completeness75/10010% of the full model

Published only when at least four measures and half of the model weight are available. Missing information is excluded rather than scored as zero.

09 · Employer contribution vs. peersNot reported

Not reported per active participant in 2025.

Still to verify: vesting, employee fees, investment choices, eligibility, automatic enrollment, Roth availability. These items stay out of the summary until a dated source confirms them.

What this tells you: company-wide scale, reported employer support, participation activity, visible administrative cost, and historical direction.

Keep in mind: public filings do not show employee investment returns. Scores use only available measures; missing information lowers confidence, never the score. Current match, vesting, eligibility, investments, and employee-paid fees still require a current plan document.

Filing comparison · 2025There is not enough comparable filing data to calculate this yet.

How this filing compares

Reported employer contributionsNot enough dataTypical peer $1,102 · based on 34,089 comparable plans
Lower reported administrative expense4th percentileTypical peer $40 · based on 30,048 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

Peer-group method: industry size. Limitations: employer_contribution_measure_unavailable

The short version

What employees should know

For the year ended Dec 31, 2025, LONG ISLAND NATURAL IMAGE, INC. reported Not reported in employer contributions across this plan, or Not reported per active participant. This is the best company-wide filing average available—not a promise of what any one employee receives.

People actively participating21

Up 0.0% across the filing years shown. The filing does not report every employee who was eligible.

Employer money over timeNot enough history

Change in employer contributions per active participant.

Plan costs over timeUp 0.0%

Change in reported administrative cost per participant. Fund expenses may be separate.

Peer comparisonSmall plan

A fair peer score is not available yet.

What this public record cannot answer

For the current match, vesting rules, eligibility, employee fees, and investment choices, we need a recent plan document. We leave those details blank until we have one.

Money and scale

Contributions, assets, and expenses

These are plan-wide totals. They are not individual account balances.

Employer contributions
Not reported
Not reported per active participant
Participant contributions
$106,283
Other contributions
Not reported
Amounts not classified as employer or participant contributions
Employer share of contributions
Not reported
Active participants
21
Small plan
Total participants
24
25 at the beginning of the year
Ending assets
$3,220,063
$134,169 per participant
Net-asset change
Up 0.0%
Not the same as investment performance
Beginning net assets
$2,877,919
Ending net assets
$3,220,063
Beginning liabilities
Not reported
Ending liabilities
Not reported
Total income
$514,304
Total expenses
$172,160
Administrative expenses
$26,795
$1,116 per active participant
Participant loans
$51,504
1.6% of plan assets

Three-year filing history

How the reported figures changed

Each chart uses the selected public filing for that year. Missing values remain blank rather than becoming zero.

Employer money per active participant
2025
Not reported
Administrative cost per participant
2025
$1,116
Active participants
2025
21
Total plan assets
2025
$3,220,063
Participant loans as a share of assets
2025
1.6%
Detailed filing history
Plan yearEmployer money per active participantActive participantsPlan assets
2025Not reported213.2M

Changes in plan assets are not the same as investment performance.

Plan health

Operational signals worth checking

Participant loans as a share of plan assets
1.6%
Independent accountant’s opinion
Not stated in the filing
Late participant contributions reported
Not reportedA “yes” needs context and is not, by itself, proof of wrongdoing.
Loan defaults reported
Not reported
Lease defaults reported
Not reportedOnly a small number of filings report these events.
Nonexempt transactions reported
Not reported
Public plan identifier
331184963-001

Reported plan details

Identity and filing status

Plan type
Retirement plan
Employer arrangement
1
Plan effective date
Mar 1, 2008
Industry
Other services
Amended filing
No
Final filing for this plan
No
Short plan year
No
401(k) feature reported
Yes
Show DOL characteristic codes2E2G2J2K2T3D

Company filings

What the company has told the SEC about this plan

We found these passages in official company filings. They may help explain the plan, but we do not treat them as current benefits until the wording and date have been checked.

10-K · report period Dec 31, 2025Orchid Island Capital, Inc. — 10-K filed 2026-02-20
Official filing · details not yet checked
What it says about vesting

f its board of directors and to the executive officers and employees of the Manager. Stock-based awards issued include Performance Units ("PUs"), Deferred Stock Units ("DSUs") and immediately vested common stock awards. Compensation expense is measured and recognized for all stock-based payment awards made to employees and non-employee directors based on the fair value of our common stock on the date of grant. Compensation expense is recognized over each award’s respective service period using the graded vesting attribution method. We do not estimate forfeiture rates; rather, we adjust for forfeitures in the periods in which they occur. Income Taxes Orchid elected and is organized and operated so as to qualify to be taxed as a REIT under the Code. REITs are generally not subject to U.S. fe

Current plan terms

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Filing evidence

Open the selected public records

We use the latest valid received filing for each year after resolving amendments and duplicate records. Open the source to check the original filing.

Filing ACK_ID20260708101425NAL0033889810001
Data sourceDOL Form 5500 bulk data ↗
Filing searchEFAST2 ↗