Department of Labor filing

LUND FAMILY CENTER, INC.

403(B) THRIFT PLAN OF LUND FAMILY CENTER, INC. · For the plan year ended Jun 30, 2024

Public filing 2023 · received Apr 15, 2025Verified current terms Not available

Plan at a glance

How good does the filing look?

30filing comparison
out of 100

The filing trails many comparable plans on reported employer support and/or plan-paid administrative costs. This is a filing comparison, not a complete benefits score.

$Employer support

$560

Reported employer contributions per active participant.

Higher than about 20% of comparable plans

#People in the filing

135

Active participants reported for 2023.

The filing does not say how many employees are currently contributing.

¢Visible plan-paid fees

$55 / participant

Reported administrative expense—not every fee an employee may pay.

Lower cost than about 54% of comparable plans

↗Investment performance

Not available

Plan assets changed 11.5%, but that includes contributions, withdrawals, and market movement.

Asset change is not investment performance.

What we still need to judge the benefit

Current match formula, vesting, eligibility, investment choices, fund expense ratios, and employee-level fees.

See missing terms ↓

Filing comparison · 202330out of 100 among similar-size plans in the same industry when enough peers exist

How this filing compares

Reported employer contributions20th percentileTypical peer $1,171 · based on 832 comparable plans

Lower reported administrative expense54th percentileTypical peer $65 · based on 847 comparable plans

This comparison uses historical filing figures. It does not compare current match formulas, vesting, investments, or employee fees.

The short version

What the latest filing tells us

For the plan year ended Jun 30, 2024, LUND FAMILY CENTER, INC. reported $75,588 in employer contributions across the plan and 135 active participants. That works out to $560 per active participant. It is useful context, but it is not the current match formula and it does not show what any one employee received.

Participation proxy61%

Active participants divided by all end-of-year plan participants. This is not the company participation rate because the filing does not report every eligible employee.

Employer money trendUp 73.8%

Change in reported employer contribution per active participant across the filing history shown.

Expense trendUp 4807.0%

Change in reported administrative expense per participant. Investment expenses may not be included.

Peer context30/100

A filing comparison among similar-size plans in the same industry when enough peers exist.

Where the public filing stops

Current match, vesting, eligibility, employee fees, and investment choices require a dated plan document. Until we have one, those details stay blank.

Latest financial record

Contributions, assets, and expenses

These figures are reported totals for the plan—not individual account balances or promises to any employee.

Employer contributions: $75,588
Participant contributions: $163,704
Other contributions: $8,282
Employer share of reported contributions: 31.6%
Beginning assets: $2,108,600
Ending assets: $2,351,271
Ending net assets: $2,351,271
Ending liabilities: Not reported
Total income: $522,545
Total expenses: $279,874
Administrative expenses: $10,850
Participant loans: Not reported

Three-year filing history

How the reported figures changed

Each chart uses its own scale and starts at zero. When the filing has no value, the chart says so rather than turning it into a zero.

Employer contributions reported per active participant

2022

$322

2023

$560

Plan-paid administrative expenses per participant

2022

2023

$55

Active participants

2022

193

2023

135

Detailed filing history
Plan year	Per active participant	Active participants	Plan assets	Filing ID
2023	$560	135	2.4M	20250415073413NAL0001372723001
2022	$322	193	2.1M	20240410142505NAL0031687536001

Changes in plan assets are not the same as investment performance. Each row uses the selected public filing for that year.

Plan operations

Details worth knowing

Participant loans as a share of plan assets: Not stated in the filing
Independent accountant’s opinion: Unqualified opinion Code 1
Late participant contributions reported: Not stated in the filing
Public plan identifier: 030179434-002

Reported plan details

Identity and filing status

Plan type: Retirement plan
Employer arrangement: Single-employer plan
Plan effective date: Jul 1, 1996
Industry: Health care and social assistance
Amended filing: No
Final filing for this plan: No
Short plan year: No
401(k) feature reported: Yes
Show DOL characteristic codes
2G3D2J2K2E2T

Reported service providers

Organizations named in the latest filing

The public dataset does not always identify a provider’s exact role. Compensation stays blank when it was not separately reported.

Provider	Plan year	Direct compensation	Indirect compensation
AMERICAN CENTURY INVESTMENTS	2022	Not reported	unknown
AMERICAN FUNDS	2022	Not reported	unknown
CALVERT RESEARCH AND MANAGEMENT	2022	Not reported	unknown
DELAWARE FUNDS BY MACQUARIE	2022	Not reported	unknown
DWS	2022	Not reported	unknown
FIDELITY INVESTMENTS	2022	Not reported	unknown
GOLDMAN SACHS	2022	Not reported	unknown
INVESCO	2022	Not reported	unknown
MFS	2022	Not reported	unknown
MUTUAL OF AMERICA	2022	Not reported	unknown
NEUBERGER BERMAN	2022	Not reported	unknown
PIMCO	2022	Not reported	unknown
T. ROWE PRICE	2022	Not reported	unknown
VANGUARD	2022	Not reported	unknown
VICTORY CAPITAL MANAGEMENT INC.	2022	Not reported	unknown

Current plan terms

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Filing ACK_ID20250415073413NAL0001372723001

Data sourceDOL Form 5500 bulk data ↗

Filing searchEFAST2 ↗